48 Wheelock St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 48 Wheelock St, Oxford, MA 01540 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2024)
Tax Bill	$40 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33E B:N01`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33E B:N01`
Alternative APN	`33EN01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	33EN01
Street Address	48 WHEELOCK ST
City	OXFORD
State	MA
Zip	01540-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND OXFORD
Legal Block	N01
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2026
Census Tract	753200

Owner

Source: Worcester County and Oxford Town records · APN OXFO M:33E B:N01

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 WHEELOCK ST, OXFORD, MA 01540-2212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	202457823
Deed Book / Page	70797 / 77
Transfer Doc	45311-127
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Recording Date	May 13, 2026
Property Address	48 WHEELOCK ST, OXFORD, MA 01540-2212
Document Number	073566-217
Book / Page	73566 / 217
Instrument Date	May 01, 2026
Instrument	202637343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WHEELOCK ST, OXFORD, MA 01540-2212

Mortgage

Document Number	0000037343,
Date	May 13, 2026
Book Page	73566/217
Instrument	202637343

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Oct 12, 2018
Property Address	48 WHEELOCK ST, OXFORD, MA 01540-2212
Document Number	59536-166
Book / Page	59536 / 166
Instrument	108334
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595360168
Date	Oct 12, 2018
Instrument	59536/0168

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2048

Interest

Rate	4.13%
Max Rate At Change	10.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Worcester County and Oxford Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00 (-98.95%)	$322,300 (+13.53%) Land $86,700 Building $235,600	$379,810
2024	$3,827.00 (+4.19%)	$283,900 (+5.42%) Land $82,600 Building $201,300
2023	$3,673.00	$269,300 Land $79,000 Building $190,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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