Worcester County and Oxford Town property record for 51 Wheelock St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1955 |
| Lot Size | 0.27 acres (11,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,500 (Sep 2014) |
| Tax Bill | $4,235 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33E B:O12 |
| Primary APN | OXFO M:33E B:O12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 912 sqft Living Area |
| Gross Area | 2,210 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,750 sqft (0.27 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33EO12 |
|---|---|
| Street Address | 51 WHEELOCK ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | O12 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 WHEELOCK ST, OXFORD, MA 01540-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage DREW MORTGAGE ASSOCIATES INC |
| Jan 10, 2018 | Deed of Trust, Mortgage CLINTON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2014 · Amount on Record |
| Deed Sale | Sep 22, 2014 · Amount on Record |
| Prior Sale | Aug 29, 1996 · Amount on Record |
| Deed Book / Page | 52823 / 350 |
| Transfer Doc | 052823-350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 51 WHEELOCK ST, OXFORD, MA 01540-2211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070206-119 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 70206/119 |
| Instrument | 12215 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 51 WHEELOCK ST, OXFORD, MA 01540-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58304-274 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 58304/274 |
| Instrument | 3111 |
| Name | CLINTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,235.00 (+10,229.27%) | $346,300 (+6%) Land $89,400 Building $256,900 | $365,589 (+8.43%) |
| 2025 | $41.00 (-98.94%) | $326,700 (+14.07%) Land $85,700 Building $241,000 | $337,155 |
| 2024 | $3,861.00 (+4.18%) | $286,400 (+5.41%) Land $81,700 Building $204,700 | |
| 2023 | $3,706.00 | $271,700 Land $78,200 Building $193,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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