Worcester County and Oxford Town property record for 41 Wheelock St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 942 sqft · built 1956 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2018) |
| Tax Bill | $4,433 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33E B:F01 |
| Primary APN | OXFO M:33E B:F01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 942 sqft Living Area |
| Gross Area | 2,658 sqft |
| 1st Floor Area | 942 sqft |
| Basement Area | 1,412 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,700 sqft (0.269 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33EF01 |
|---|---|
| Street Address | 41 WHEELOCK ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | FAIRLAWN REALTY CO |
| Legal Block | F01 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records · APN OXFO M:33E B:F01
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 WHEELOCK ST, OXFORD, MA 01540-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Sep 17, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Dec 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| May 18, 2018 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | Mar 08, 1988 · Amount on Record |
| Deed Book / Page | 58820 / 258 |
| Transfer Doc | 42707-73 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 41 WHEELOCK ST, OXFORD, MA 01540-2241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069399-310 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 69399/310 |
| Instrument | 57630 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 41 WHEELOCK ST, OXFORD, MA 01540-2241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072542-340 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 72542/340 |
| Instrument | 79305 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 41 WHEELOCK ST, OXFORD, MA 01540-2241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64001-347 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 64001/347 |
| Instrument | 156877 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | May 18, 2018 |
| Property Address | 41 WHEELOCK ST, OXFORD, MA 01540-2241 |
| Document Number | 58820-258 |
| Book / Page | 058820 / 000258 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 47944 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 WHEELOCK ST OXFORD MA 015402241, OXFORD, MA 01540-2241 |
| Document Number | 58820-261 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 058820/000261 |
| Instrument | 47945 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 17, 2048 |
Source: Worcester County and Oxford Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,433.00 (+5.88%) | $349,900 (+12.65%) Land $85,700 Building $264,200 | $267,330 |
| 2024 | $4,187.00 (-1.04%) | $310,600 (+0.13%) Land $81,700 Building $228,900 | |
| 2023 | $4,231.00 | $310,200 Land $78,100 Building $232,100 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures