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48 Ward Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 48 Ward Ave, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,501 sqft · built 1964
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$680,000 (Jun 2023)
Tax Bill$7,535 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN202300209

Property Details

APN / Parcel Number

Primary APN202300209
Alternative APNs
  • MIDD M:0113 B:00 L:234
  • 202000036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,501 sqft Living Area
Gross Area3,568 sqft
1st Floor Area1,501 sqft
Basement Area1,300 sqft
Unfinished Basement725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number202300209
Street Address48 WARD AVE
CityMIDDLETOWN
StateRI
Zip02842-5515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Lot Number234
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2010
Census Tract40400

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 WARD AVE, MIDDLETOWN, RI 02842-5515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer · FHA Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Feb 10, 2020Trustee's Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Deed Book / Page1801 / 163
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN RI
Recording DateJun 15, 2023
Property Address48 WARD AVE, MIDDLETOWN, RI 02842-5515
Document Number001801-163
Book / Page1801 / 163
Instrument DateJun 15, 2023
Instrument975
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 GREEN END AVE, MIDDLETOWN, RI 02842-5791

Mortgage

Document Number0000000976
DateJun 15, 2023
Instrument976
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

February 2020: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionMIDDLETOWN RI
Recording DateFeb 10, 2020
Property Address48 WARD AVE, MIDDLETOWN, RI 02842-5515
Document Number1635-226
Book / Page001635 / 000226
Instrument DateOct 23, 2019
Instrument392
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address48 WARD AVE MIDDLETOWN RI 028425515, MIDDLETOWN, RI 02842-5515

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,535.00 (+24.4%)$639,100 (+32.84%) Land $395,600 Building $243,500$742,154
2023$6,057.00 (+4.74%)$481,100 (-) Land $288,500 Building $192,600
2022$5,783.00$481,100 Land $288,500 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims9 (1984–2020)
Claims Outside the SFHA2 of 9
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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