Middletown Town property record for 40 Ward Ave, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,724 sqft · built 1959 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,900 (Feb 1999) |
| Tax Bill | $10,093 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 200000095 |
| Primary APN | 200000095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 5,910 sqft |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 1,394 sqft |
| Unfinished Basement | 392 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 200000095 |
|---|---|
| Street Address | 40 WARD AVE |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 231 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40400 |
40 Ward Ave is owned and occupied by two individuals who bought it in February 1999.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WARD AVE, MIDDLETOWN, RI 02842-5515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Warranty Deed, Transfer |
| Oct 17, 2017 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 1999 · Amount on File |
| Deed Sale | Feb 22, 1999 · Amount on File |
| Deed Book / Page | 495 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Recording Date | Jul 19, 2022 |
| Property Address | 40 WARD AVE, MIDDLETOWN, RI 02842-5515 |
| Document Number | 001775-145 |
| Book / Page | 1775 / 145 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 1705 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 WARD AVE, MIDDLETOWN, RI 02842-5515 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 40 WARD AVE, MIDDLETOWN, RI 02842-5515 |
| Document Number | 1537-128 |
| Book / Page | 001537 / 000128 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 40 WARD AVE MIDDLETOWN RI 028425515, MIDDLETOWN, RI 02842-5515 |
| Document Number | 1537-128 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 001537/000128 |
| Instrument | 2700 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 29, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 40 Ward Ave was $10,093.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,093.00 | $856,100 Land $401,500 Building $454,600 | $1,060,253 |
| 2023 | $7,796.00 (+4.74%) | $619,200 (-) Land $294,300 Building $324,900 | |
| 2022 | $7,443.00 | $619,200 Land $294,300 Building $324,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Ward Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (1984–2020) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ward Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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