48 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 48 W 28th St, Covington, KY 41015 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1914
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$61,000 (Nov 2017)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-07-020.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-07-020.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Gross Area	1,619 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 W 28TH ST
City	COVINGTON
State	KY
Zip	41015-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 93
Legal Subdivision	ROGERS M
Legal Lot Number	93
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61400

Owner

Source: Kenton County records · APN 055-24-07-020.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Jun 29, 2021	Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES
Nov 13, 2017	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Oct 04, 2005 · Amount on Record
Deed Document Number	201711 13 059 00228
Deed Book / Page	6293 / 32
Prior Transfer Date	Dec 16, 2008
Prior Transfer Doc	0005900169
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	48 W 28TH ST, COVINGTON, KY 41015-1101
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900170
Date	Dec 15, 2023
Book Page	KCM 514/463
Instrument	23121505900170

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 29, 2021
Property Address	48 W 28TH ST, COVINGTON, KY 41015-1101
Document Number	0005900014
Book / Page	100 / 725
Instrument Date	Jun 22, 2021
Instrument	21062905900014
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 13, 2017
Property Address	48 W 28TH ST, COVINGTON, KY 41015-1101
Document Number	0000000228
Book / Page	0C6293 / 000032
Instrument Date	Nov 07, 2017
Instrument	228
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 W 28TH ST COVINGTON KY 410151101, COVINGTON, KY 41015-1101

Mortgage

Document Number	229
Date	Nov 13, 2017
Book Page	0C6293/000035
Instrument	229

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Mortgage

Document Number	230,
Date	Nov 13, 2017
Book Page	0C6293/000052
Instrument	230

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00 (+48.78%)	$157,000 (+49.52%) Land $5,000 Building $152,000	$157,000 (+49.52%) Land $5,000 Building $152,000
2023	$1,398.00	$105,000 Land $5,000 Building $100,000	$105,000 Land $5,000 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 663 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on W 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures