47 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 47 W 28th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1921
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2023)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-24-09-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-09-001.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Finished Area
Gross Area	1,120 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	47 W 28TH ST
City	COVINGTON
State	KY
Zip	41015-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOTS 104 & 145
Legal Subdivision	ROGERS M
Legal Lot Number	104-145
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

Source: Kenton County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 W 28TH ST, COVINGTON, KY 41015-1179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 29, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Oct 7, 1994 · Amount on Record
Deed Document Number	202374
Deed Book / Page	258 / 340
Prior Transfer Date	Jul 20, 2011
Prior Transfer Doc	0005900249
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2023
Property Address	47 W 28TH ST, COVINGTON, KY 41015-1179
Document Number	0005900074
Book / Page	KC 258 / 340
Instrument Date	Nov 20, 2023
Instrument	23112205900074
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 POINTE BENTON LN, COVINGTON, KY 41014-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 W 28TH ST, COVINGTON, KY 41015-1179

Mortgage

Document Number	0005900075
Date	Nov 22, 2023
Book Page	KCM 509/95
Instrument	23112205900075

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 29, 2023
Property Address	47 W 28TH ST, COVINGTON, KY 41015-1179
Document Number	0005900072
Book / Page	KC 243 / 731
Instrument Date	Aug 28, 2023
Instrument	23082905900072
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 LDCKE ST #812 # 812, 812, CANTON, KY 91015

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+163.35%)	$160,000 (+49.67%) Land $5,000 Building $155,000	$160,000 (+49.67%) Land $5,000 Building $155,000
2023	$805.00 (-8.21%) Homeowner's exemption	$106,900 (-) Land $5,000 Building $101,900	$106,900 (-) Land $5,000 Building $101,900
2022	$877.00 Homeowner's exemption	$106,900 Land $5,000 Building $101,900	$106,900 Land $5,000 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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