Kenton County property record for 44 W 28th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 714 sqft · built 1923 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,500 (Oct 2008) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2023 Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-24-07-018.00 |
| Primary APN | 055-24-07-018.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 714 sqft Finished Area |
| Gross Area | 774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 115 ft deep x 33 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 44 W 28TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROGERS W 33' LOT 91 & S 15' LOT 26 |
| Legal Subdivision | ROGERS M |
| Legal Lot Number | 26,91 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61400 |
Source: Kenton County records · APN 055-24-07-018.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 W 28TH ST, COVINGTON, KY 41015-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 17, 2023 | |
| Nov 08, 2017 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2008 · Amount on Record |
| Deed Sale | Oct 02, 2008 · Amount on Record |
| Deed Document Number | 200810 02 059 00250 |
| Deed Book / Page | 3831 / 252 |
| Last Transfer Date | Feb 09, 2023 |
| Transfer Doc | 0005900163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 44 W 28TH ST, COVINGTON, KY 41015-1101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 44 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0005900235 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | KCM 474/772 |
| Instrument | 23071005900235 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Dec 01, 2047 |
| Jurisdiction | KENTON KY |
|---|---|
| Recording Date | Feb 17, 2023 |
| Property Address | 44 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0005900163 |
| Book / Page | KC 214 / 19 |
| Map Reference | MB 1 PG 64D |
| Instrument Date | Feb 09, 2023 |
| Instrument | 23021705900163 |
| Record Updated | Mar 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 6440 LANTERN WAY, BURLINGTON, KY 41005-7778 |
| Name | Verified Name |
|---|---|
| Address | 44 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 44 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0000000202 |
| Book / Page | 0C6318 / 000188 |
| Instrument Date | Nov 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 44 W 28TH ST COVINGTON KY 410151101, COVINGTON, KY 41015-1101 |
| Document Number | 0000000202 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 0C6318/000188 |
| Instrument | 202 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Rate | 4.25% |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (+41.31%) | $99,400 (+42%) Land $5,000 Building $94,400 | $99,400 (+42%) Land $5,000 Building $94,400 |
| 2023 | $932.00 | $70,000 Land $5,000 Building $65,000 | $70,000 Land $5,000 Building $65,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 663 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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