Flagler County property record for 48 Ulmaceal Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,471 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,325 (Mar 2019) |
| Tax Bill | $4,056 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Mar 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00220-0060 |
| Primary APN | 07-11-31-7057-00220-0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,471 sqft Heated Area |
| Gross Area | 3,404 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 675 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 48 ULMACEAL PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 22 LOT 6 OR 361 PG 92 OR 464 PG 1453 OR 498/364 OR 2231/761 OR 2286/ 257 OR 2291/824 OR 2342/134 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 22 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60208 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 19, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jul 10, 2018 | Quit Claim Deed, Transfer STEEL CITY TITLE INC |
| Sep 22, 2017 | Warranty Deed, Transfer AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Jun 15, 2018 | Warranty Deed AMERICAS CHOICE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 2019009273 |
| Deed Book / Page | 2342 / 0134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024090592 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 2409/0592 |
| Instrument | 2019048619 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0023420134 |
| Book / Page | 2342 / 0134 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019009273 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,885.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5220 SHAD RD STE 202, 5220, JACKSONVILLE, FL 32257-2008 |
| Name | Verified Name |
|---|---|
| Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 2019009274 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019009274 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0022910824 |
| Book / Page | 002291 / 000824 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 25320 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | STEEL CITY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5220 SHAD RD #202 JACKSONVILLE FL 322572008, 202, JACKSONVILLE, FL 32257-2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 22, 2017 |
| Property Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0022310761 |
| Book / Page | 002231 / 000761 |
| Instrument Date | Aug 19, 2017 |
| Instrument | 33172 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 71 ULYSSES TRL PALM COAST FL 321645954, PALM COAST, FL 32164-5954 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 15, 2018 |
| Property Address | 48 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0022860257 |
| Book / Page | 002286 / 000257 |
| Instrument Date | Aug 19, 2017 |
| Instrument | 22217 |
| Record Updated | Jun 29, 2018 |
| Title Company | AMERICAS CHOICE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 71 ULYSSES TRL PALM COAST FL 321645954, PALM COAST, FL 32164-5954 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,056.00 (+4.97%) Homeowner's exemption | $266,322 (+5.99%) | $343,301 (-2.2%) Land $52,000 Building $291,301 |
| 2023 | $3,864.00 (+0.91%) Homeowner's exemption | $251,277 (+3%) | $351,033 (+2.55%) Land $44,500 Building $306,533 |
| 2022 | $3,829.00 Homeowner's exemption | $243,958 | $342,306 Land $45,500 Building $296,806 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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