Flagler County property record for 46 Ulmaceal Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,381 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,700 (Jun 2022) |
| Tax Bill | $6,317 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00220-0070 |
| Primary APN | 07-11-31-7057-00220-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,381 sqft Living Area |
| 1st Floor Area | 2,381 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 ULMACEAL PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 22 LT 7 OR 333 PG 16 OR 485 PG 1303 OR 626 PG 1226-DC OR 626 PG 1227-ACM OR 626 PG 1224-1225-DC & ACM OR 1002 PG 1426 OR 1276/523 OR 2452/793 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 22 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60208 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL LOANS LLC |
| Jun 23, 2020 | Loan Modification, Mortgage FIFTH THIRD BK |
| Jun 24, 2020 | Warranty Deed, Transfer HB TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Prior Sale | Jun 24, 2020 · Amount on Record |
| Deed Document Number | 202229002 |
| Deed Book / Page | 2693 / 1961 |
| Prior Transfer Date | Jun 13, 2005 |
| Prior Transfer Doc | 0012760523 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 7, 2022 |
| Property Address | 46 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0026931961 |
| Book / Page | 2693 / 1961 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022029002 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,643.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Address | 46 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0026931963 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2693/1963 |
| Name | COASTAL LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 46 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0024520795 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | HB TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
| Document Number | 0024520795 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 002452/000795 |
| Instrument | 23557 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | 199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 24, 2020 |
| Property Address | 46 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0024520793 |
| Book / Page | 002452 / 000793 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 23556 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $158.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,317.00 (-2.17%) | $347,622 (-1.34%) Land $52,000 Building $295,622 | $347,622 (-1.34%) Land $52,000 Building $295,622 |
| 2024 | $6,457.00 (-1.07%) | ||
| 2023 | $6,527.00 (+1,059.33%) | $352,342 (+674.38%) Land $44,500 Building $307,842 | $352,342 (+674.38%) Land $44,500 Building $307,842 |
| 2022 | $563.00 | $45,500 Land $45,500 | $45,500 Land $45,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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