Flagler County property record for 45 Ulmaceal Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,279 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $5,216 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00230-0100 |
| Primary APN | 07-11-31-7057-00230-0100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 3,004 sqft |
| 1st Floor Area | 2,279 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 ULMACEAL PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 23 LOT 10 OR 206 PG 679 OR 354 PG 322-ACM OR 354 PG 323 OR 373 PG 188 OR 504 PG 610-CT OR 545 PG 707 OR 1083 PG 1339 OR 1178 PG 1484-ERR IN LEG OR 1468 PG 1826-CD OR 1733/1420 OR 1828/ 1780 OR 1835/555 OR 1835/557 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 23 |
| Legal Lot Number | 10 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60208 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| May 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 202544174 |
| Deed Book / Page | 3002 / 794 |
| Prior Transfer Date | Sep 10, 2008 |
| Prior Transfer Doc | 0017331420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 45 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0030020794 |
| Book / Page | 3002 / 794 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025044174 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 FURROW PL, MILLER PLACE, NY 11764-2433 |
| Name | Verified Name |
|---|---|
| Address | 45 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0003002796 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 3002/796 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 17, 2021 |
| Property Address | 45 ULMACEAL PATH, PALM COAST, FL 32164-5914 |
| Document Number | 0025630807 |
| Book / Page | 2563 / 807 |
| Map Reference | MB 17 PG 12 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021027194 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 WAVEY WILLOW LN, 37, MONTGOMERY, NY 12549-1524 |
| Name | Verified Name |
|---|---|
| Address | 100 W 74TH ST APT 4N, 4N, NEW YORK, NY 10023-2363 |
| Document Number | 2563809 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2563/809 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,216.00 (+4.15%) | $287,018 (+4.99%) Land $52,000 Building $235,018 | $287,018 (+4.99%) Land $52,000 Building $235,018 |
| 2024 | $5,008.00 (-2.09%) | $273,370 (-0.99%) Land $44,500 Building $228,870 | $273,370 (-0.99%) Land $44,500 Building $228,870 |
| 2023 | $5,115.00 (-0.53%) | $276,100 (+2.17%) Land $44,500 Building $231,600 | $276,100 (+2.17%) Land $44,500 Building $231,600 |
| 2022 | $5,142.00 | $270,230 Land $45,500 Building $224,730 | $270,230 Land $45,500 Building $224,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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