Saratoga County and Malta Town property record for 48 Timber Trce, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,024 sqft · built 1996 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,900 (May 2005) |
| Tax Bill | $6,857 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| APN | 414089 228.2-1-35 |
| Primary APN | 414089 228.2-1-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 772 sqft |
| Upper Floors Area | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Width | 198 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 502 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 TIMBER TRCE |
|---|---|
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: N LOT 3 |
| Legal Block | 1 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 61904 |
Source: Saratoga County and Malta Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 TIMBER TRCE, BALLSTON SPA, NY 12020-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on Record |
| Deed Sale | May 26, 2005 · Amount on Record |
| Prior Sale | Dec 20, 2001 · Amount on Record |
| Deed Book / Page | 1720 / 356 |
| Prior Transfer Date | Jul 19, 2004 |
| Prior Transfer Doc | 0016890248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 48 TIMBER TRCE, MALTA, NY 12020-3720 |
| Document Number | 0000000669 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 48 TIMBER TRCE BALLSTON SPA NY 120203720, BALLSTON SPA, NY 12020-3720 |
| Document Number | 0000000669 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 669 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 48 TIMBER TRCE, MALTA, NY 12020-3720 |
| Document Number | 0000000668 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 48 TIMBER TRCE BALLSTON SPA NY 120203720, BALLSTON SPA, NY 12020-3720 |
| Document Number | 0000000668 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 668 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2036 |
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,857.00 | $501,000 (+16.51%) Land $80,000 Building $421,000 | $501,000 (+16.51%) Land $80,000 Building $421,000 |
| 2023 | $430,000 Land $80,000 Building $350,000 | $430,000 Land $80,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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