Saratoga County and Malta Town property record for 46 Timber Trce, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,011 sqft · built 1994 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $253,700 (Jan 2011) |
| Tax Bill | $6,419 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Sale + 2 more |
| APN | 414089 228.2-1-34 |
| Primary APN | 414089 228.2-1-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 945 sqft |
| 2nd Floor Area | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,014 sqft (1.24 acres) |
| Lot Width | 109 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 TIMBER TRCE |
|---|---|
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: W LOT 5 |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 61904 |
46 Timber Trce is owned by a company that bought it in January 2011 and is owner-occupied.
Source: Saratoga County and Malta Town records, as of May 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 46 TIMBER TRCE, BALLSTON SPA, NY 12020-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Jan 28, 2026 | Warranty Deed, Transfer |
| Nov 6, 2025 | Warranty Deed, Transfer · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2011 · Amount on File |
| Deed Sale | Jan 4, 2011 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Book / Page | 2011 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 46 TIMBER TRCE, MALTA, NY 12020-3720 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000000288 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026000288 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jan 28, 2026 |
| Property Address | 46 TIMBER TRCE, MALTA, NY 12020-3720 |
| Document Number | 0000002728 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026002728 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 TIMBER TRCE, BALLSTON SPA, NY 12020-3720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Nov 6, 2025 |
| Property Address | 46 TIMBER TRCE, MALTA, NY 12020-3720 |
| Document Number | 0000029432 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025029432 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 46 TIMBER TRCE, BALLSTON SPA, NY 12020-3720 |
| Document Number | 2026000288 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2026000288 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 46 TIMBER TRCE, MALTA, NY 12020-3720 |
| Document Number | 0000034384 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 46 TIMBER TRCE BALLSTON SPA NY 120203720, BALLSTON SPA, NY 12020-3720 |
| Document Number | 0000034384 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 34384 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 26, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 46 Timber Trce was $6,419 with a homeowner's exemption, up 2% from the year before.
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,419.00 (+2%) | $469,000 (+4.92%) Land $80,000 Building $389,000 | $469,000 (+4.92%) Land $80,000 Building $389,000 |
| 2024 | $6,293.00 Homeowner's exemption | $447,000 (+10.92%) Land $80,000 Building $367,000 | $447,000 (+10.92%) Land $80,000 Building $367,000 |
| 2023 | $403,000 Land $80,000 Building $323,000 | $403,000 Land $80,000 Building $323,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 46 Timber Trce; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Timber Trce is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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