44 Timber Trce, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 44 Timber Trce, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,070 sqft · built 1993
Lot Size1.24 acres (54,014 sqft)
Owner2 Company Names on Record
Tax Bill$6,466 (2025)
Deeds & MortgagesJan 2022 Refinance
Jan 2019 Line of Credit
APN414089 228.2-1-33

Property Details

APN / Parcel Number

Primary APN414089 228.2-1-33
Alternative APN
  • 408922800200010330000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,070 sqft Living Area
1st Floor Area1,082 sqft
2nd Floor Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area54,014 sqft (1.24 acres)
Lot Width112 ft Width
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area467 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address44 TIMBER TRCE
CityMALTA
StateNY
Zip12020-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: W LOT 7
Legal Block1
Legal Lot Number33.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group4
Census Block4025
Census Tract61904

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address35 PERRY AVE, LATHAM, NY 12110-2433
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 18, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 15, 2025
Transfer Doc0000011465
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address44 TIMBER TRCE, MALTA, NY 12020-3720
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001231
DateJan 10, 2022
Instrument2022001231
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueFeb 1, 2030

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address44 TIMBER TRCE, MALTA, NY 12020-3720
Document Number0000003034
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 TIMBER TRCE BALLSTON SPA NY 120203720, BALLSTON SPA, NY 12020-3720

Mortgage

Document Number0000003034
DateJan 31, 2019
Instrument3034
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 30, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,466.00$478,000 (+16.59%) Land $80,000 Building $398,000$478,000 (+16.59%) Land $80,000 Building $398,000
2023$410,000 Land $80,000 Building $330,000$410,000 Land $80,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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