48 Summit Cir, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 48 Summit Cir, Westbrook, ME 04092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Oct 2023)
Tax Bill	$4,399 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:053 L:122`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:053 L:122`
Alternative APNs	`M:053 B:122` `4835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	356 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 SUMMIT CIR
City	WESTBROOK
State	ME
Zip	04092-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	122
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2007
Census Tract	2600

Owner

Source: Cumberland County and Westbrook City records · APN WSBR M:053 L:122

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 SUMMIT CIR, WESTBROOK, ME 04092-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Apr 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Dec 01, 2016 · Amount on Record
Deed Document Number	202339327
Deed Book / Page	40447 / 46
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Oct 27, 2023
Property Address	48 SUMMIT CIR, WESTBROOK, ME 04092-3641
Document Number	0404470046
Book / Page	40447 / 46
Instrument Date	Oct 27, 2023
Instrument	39327
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 METHODIST RD, WESTBROOK, ME 04092-3209

Mortgage

Document Number	0000039328
Date	Oct 27, 2023
Instrument	39328

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	48 SUMMIT CIR, WESTBROOK, ME 04092-3641
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366430081
Date	Apr 29, 2020
Book Page	36643/81
Instrument	22009

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	48 SUMMIT CIR, WESTBROOK, ME 04092-3641
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0393720082
Date	Apr 26, 2022
Book Page	39372/82
Instrument	21798

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$4,399.00 (+10.28%)	$263,700 (+19.65%) Land $87,800 Building $175,900
2022	$3,989.00	$220,400 Land $73,100 Building $147,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050026002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2007, rainfall accumulation, Severe Storms And Inland And Coastal Flooding
Claims By Storm	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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