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40 Summit Cir, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 40 Summit Cir, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1998
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$231,900 (Oct 2017)
Tax Bill$4,115 (2023)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWSBR M:053 L:118

Property Details

APN / Parcel Number

Primary APNWSBR M:053 L:118
Alternative APNs
  • M:053 B:118
  • 4831

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,312 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address40 SUMMIT CIR
CityWESTBROOK
StateME
Zip04092-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Lot Number118
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2007
Census Tract2600

Owner

Source: Cumberland County and Westbrook City assessment roll, APN WSBR M:053 L:118, as of May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 SUMMIT CIR, WESTBROOK, ME 04092-3641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Line of Credit
EVERGREEN CU
Oct 25, 2017Warranty Deed, Transfer · FHA Mortgage
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2017 · Amount on Record
Deed SaleOct 25, 2017 · Amount on Record
Prior SaleFeb 09, 2016 · Amount on Record
Deed Document Number201754489
Deed Book / Page34411 / 71
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address40 SUMMIT CIR, WESTBROOK, ME 04092-3641
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0397860331
DateOct 18, 2022
Book Page39786/331
Instrument52419
Lender
NameEVERGREEN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateOct 25, 2017
Property Address40 SUMMIT CIR, WESTBROOK, ME 04092-3641
Document Number0344110071
Book / Page34411 / 0071
Instrument000000054489
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054490
DateOct 25, 2017
Instrument000000054490
Lender
NameRESIDENTIAL MTG SVCS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2047

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll as of May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$4,115.00 (+10.62%)$246,700 (+20.05%) Land $86,300 Building $160,400
2022$3,720.00$205,500 Land $71,900 Building $133,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050026002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2007)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 118 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber		2,000 / 2,000
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0091300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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