46 Summit Cir, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 46 Summit Cir, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1990
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$238,100 (Jun 2012)
Tax Bill$4,218 (2023)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWSBR M:053 L:121

Property Details

APN / Parcel Number

Primary APNWSBR M:053 L:121
Alternative APNs
  • M:053 B:121
  • 4834

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,316 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement360 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address46 SUMMIT CIR
CityWESTBROOK
StateME
Zip04092-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Lot Number121
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2007
Census Tract2600

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 SUMMIT CIR, WESTBROOK, ME 04092-3641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Deed Document Number201234947
Deed Book / Page29711 / 287
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address46 SUMMIT CIR, WESTBROOK, ME 04092-3641
Document Number0369010020
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SUMMIT CIR WESTBROOK ME 040923641, WESTBROOK, ME 04092-3641

Mortgage

Document Number0369010020
DateJul 8, 2020
Book Page036901/000020
Instrument37836
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term240 Months
DueJul 7, 2040

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$4,218.00 (+10.19%)$252,900 (+19.57%) Land $87,800 Building $165,100
2022$3,828.00$211,500 Land $73,200 Building $138,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2007)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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