Worcester County and Westminster Town property record for 48 Spruce Rd, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,122 sqft · built 1973 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,948 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | WMIN M:160 B:L:1 |
| Primary APN | WMIN M:160 B:L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 3,052 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 85,813 sqft (1.97 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 306 |
|---|---|
| Street Address | 48 SPRUCE RD |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 1 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 708100 |
48 Spruce Rd is owner-occupied and held in a trust.
Source: Worcester County and Westminster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 48 SPRUCE RD, WESTMINSTER, MA 01473-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 48 Spruce Rd was $4,948, up 3.9% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,948.00 (+3.93%) | $421,800 (+8.96%) Land $133,300 Building $288,500 | $447,309 (+25.29%) |
| 2025 | $4,761.00 (+3.66%) | $387,100 (+3.34%) Land $133,300 Building $253,800 | $357,010 |
| 2024 | $4,593.00 (+3.56%) | $374,600 (+10.31%) Land $133,300 Building $241,300 | |
| 2023 | $4,435.00 | $339,600 Land $124,700 Building $214,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Spruce Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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