47 Spruce Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 47 Spruce Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1978
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Oct 2017)
Tax Bill	$4,471 (2026)
Deeds & Mortgages	Aug 2019 Transfer Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:3 B:40 L:7`

Property Details

APN / Parcel Number

Primary APN	`M:3 B:40 L:7`
Alternative APNs	`WMIN M:160 B:L:21` `287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,448 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,635 sqft (1.92 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	287
Street Address	47 SPRUCE RD
City	WESTMINSTER
State	MA
Zip	01473-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	21
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	2
Census Block	2003
Census Tract	708100

Owner

47 Spruce Rd is owned and occupied by two individuals who acquired it in May 2019.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 SPRUCE RD, WESTMINSTER, MA 01473-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Oct 30, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	201719804
Deed Book / Page	8947 / 246
Last Transfer Date	May 29, 2019
Transfer Doc	9399-243
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Aug 23, 2019
Property Address	47 SPRUCE RD, WESTMINSTER, MA 01473-1506
Document Number	9399-243
Book / Page	009399 / 000243
Instrument Date	May 29, 2019
Instrument	14162
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 HIGHLAND ST HOLDEN MA 015202503, HOLDEN, MA 01520-2503

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	47 SPRUCE RD, WESTMINSTER, MA 01473-1506
Document Number	9133-164
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SPRUCE RD WESTMINSTER MA 014731506, WESTMINSTER, MA 01473-1506

Mortgage

Document Number	9133-164
Date	Aug 1, 2018
Book Page	009133/000164
Instrument	13032

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2038

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Oct 30, 2017
Property Address	47 SPRUCE RD, WESTMINSTER, MA 01473-1506
Document Number	8947-246
Book / Page	008947 / 000246
Instrument Date	Oct 28, 2017
Instrument	19804
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Tax	$1,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 SPRUCE RD WESTMINSTER MA 014731506, WESTMINSTER, MA 01473-1506

Tax Assessment & Valuation

The 2026 property tax bill for 47 Spruce Rd was $4,471, up 8.7% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,471.00 (+8.68%)	$381,200 (+13.96%) Land $133,000 Building $248,200	$411,635 (+7.09%)
2025	$4,114.00 (+3.73%)	$334,500 (+3.4%) Land $133,000 Building $201,500	$384,370
2024	$3,966.00 (+0.28%)	$323,500 (+6.84%) Land $133,000 Building $190,500
2023	$3,955.00	$302,800 Land $124,300 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Spruce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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