48 Spruce Ct, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 48 Spruce Ct, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1986
Lot Size	0.012 acres (539 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2025)
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00059-05-13148-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`01-00059-05-13148-0000-CONDO`
Alternative APNs	`010005905031480000CONDO` `0100059000513148 CONDO`

Interior

Building Area	832 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	539 sqft (0.012 acres)

Location & Zoning

Old Parcel Number	010005905031480000CONDO
Street Address	48 SPRUCE CT
City	BEDMINSTER
State	NJ
Zip	07921-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ADDITIONAL LOTS: PINEVALE MODEL C
Legal Subdivision	PINEVALE NBRHD CONDO BLDG 131
Legal Block	59.5
Legal Lot Number	13148
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	2
Census Block	2006
Census Tract	52906

Owner

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 28, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 9, 2018	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202516668
Deed Book / Page	7623 / 2905
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034859
Date	Sep 17, 2019
Book Page	7151/2727
Instrument	2019034859

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 28, 2021
Property Address	48 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Document Number	0000063982
Book / Page	7396 / 2127
Instrument Date	Oct 27, 2021
Instrument	2021063982
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 TARA LIN DR, 37, HAZLET, NJ 07730-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPRUCE CT, BEDMINSTER, NJ 07921-1636

Mortgage

Document Number	0000063983
Date	Oct 28, 2021
Instrument	2021063983

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 9, 2018
Property Address	48 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Document Number	0000012808
Book / Page	7035 / 1118
Instrument Date	Mar 30, 2018
Instrument	2018012808
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 SPRUCE CT, 48, BEDMINSTER, NJ 07921-1636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPRUCE CT, BEDMINSTER, NJ 07921-1636

Mortgage

Document Number	0000012809
Date	Apr 9, 2018
Instrument	2018012809

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,200 (+7.19%) Land $155,500 Building $197,700	$353,200 (+7.19%) Land $155,500 Building $197,700
2025	$3,967.00 (+2.32%)	$329,500 (+16.43%) Land $144,000 Building $185,500	$329,500 (+16.43%) Land $144,000 Building $185,500
2024	$3,877.00 (+4.25%)
2023		$283,000 Land $122,300 Building $160,700	$283,000 Land $122,300 Building $160,700
2022	$3,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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