42 Spruce Ct, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 42 Spruce Ct, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	926 sqft · built 1986
Lot Size	0.006 acres (274 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jul 2018)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00059-05-13142-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`01-00059-05-13142-0000-CONDO`
Alternative APNs	`010005905031420000CONDO` `0100059000513142 CONDO`

Interior

Building Area	926 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	274 sqft (0.006 acres)

Location & Zoning

Old Parcel Number	010005905031420000CONDO
Street Address	42 SPRUCE CT
City	BEDMINSTER
State	NJ
Zip	07921-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ADDITIONAL LOTS: PINEVALE MODEL D
Legal Subdivision	PINEVALE NHBRD CONDO BLDG 131
Legal Block	59.5
Legal Lot Number	13142
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	2
Census Block	2006
Census Tract	52906

Owner

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Jul 25, 2018	Deed, Transfer · Conventional Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Oct 16, 2008 · Amount on Record
Deed Document Number	201827825
Deed Book / Page	7059 / 1013
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	42 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055435
Date	Sep 15, 2021
Book Page	7382/2909
Instrument	2021055435

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	42 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	QUALITY TTL & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040213
Date	Sep 2, 2020
Book Page	7244/2505
Instrument	2020040213

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 25, 2018
Property Address	42 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Document Number	0000027825
Book / Page	7059 / 1013
Map Reference	DD1574 PG293
Instrument Date	Jul 25, 2018
Instrument	2018027825
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,613.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 ABRAHAM RD, 29, WHITEHOUSE STATION, NJ 08889-3200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SPRUCE CT, BEDMINSTER, NJ 07921-1636

Mortgage

Document Number	0000027826
Date	Jul 25, 2018
Instrument	2018027826

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (+7.23%) Land $178,100 Building $196,900	$375,000 (+7.23%) Land $178,100 Building $196,900
2025	$4,210.00 (+3.03%)	$349,700 (+17.35%) Land $164,900 Building $184,800	$349,700 (+17.35%) Land $164,900 Building $184,800
2024	$4,086.00 (+3.92%)
2023		$298,000 Land $137,500 Building $160,500	$298,000 Land $137,500 Building $160,500
2022	$3,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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