47 Spruce Ct, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 47 Spruce Ct, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1986
Lot Size	0.01 acres (423 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,999 (Mar 2026)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00059-05-13147-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`01-00059-05-13147-0000-CONDO`
Alternative APNs	`010005905031470000CONDO` `0100059000513147 CONDO`

Interior

Building Area	832 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	423 sqft (0.01 acres)

Location & Zoning

Old Parcel Number	010005905031470000CONDO
Street Address	47 SPRUCE CT
City	BEDMINSTER
State	NJ
Zip	07921-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ADDITIONAL LOTS: PINEVALE MODEL C
Legal Subdivision	PINEVALE NBRHD CONDO
Legal Block	59.5
Legal Lot Number	13147
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	2
Census Block	2006
Census Tract	52906

Owner

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20268868
Deed Book / Page	7673 / 1705
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 31, 2026
Property Address	47 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Document Number	0000008868
Book / Page	7673 / 1705
Instrument Date	Mar 31, 2026
Instrument	2026008868
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 SWIFT RD, LANGHORNE, PA 19047-2350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 SPRUCE CT, BEDMINSTER, NJ 07921-1636

Mortgage

Document Number	0000008869
Date	Mar 31, 2026
Instrument	2026008869

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 16, 2021
Property Address	47 SPRUCE CT, BEDMINSTER, NJ 07921-1636
Document Number	0000037339
Book / Page	7353 / 2039
Map Reference	MB 1574 PG 293
Instrument Date	Jun 1, 2021
Instrument	2021037339
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 COOK ST, 1, BUTLER, NJ 07405-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 SPRUCE CT, BEDMINSTER, NJ 07921-1636

Mortgage

Document Number	0000037340
Date	Jun 16, 2021
Instrument	2021037340

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,100 (+7.21%) Land $155,500 Building $192,600	$348,100 (+7.21%) Land $155,500 Building $192,600
2025	$3,909.00 (+2.25%)	$324,700 (+16.42%) Land $144,000 Building $180,700	$324,700 (+16.42%) Land $144,000 Building $180,700
2024	$3,823.00 (+4.34%)
2023		$278,900 Land $122,300 Building $156,600	$278,900 Land $122,300 Building $156,600
2022	$3,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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