48 Spinnaker Way, Coronado, CA 92118 Property Records

San Diego County property record for 48 Spinnaker Way, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,012 sqft · built 1988
Lot Size	0.95 acres (4,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,595,000 (Oct 2026)
Tax Bill	$35,713 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`615-152-30-00`

Property Details

APN / Parcel Number

Primary APN	`615-152-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,136 sqft (0.95 acres)
Lot Dimensions	100 ft deep x 40 ft wide
View / Lot	Bay
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 SPINNAKER WAY
City	CORONADO
State	CA
Zip	92118-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 739 TR 009734
Legal Subdivision	CORONADO CAYS
Legal Tract	009734
Legal Block	2
Legal Lot Number	739
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	10601

Owner

Source: San Diego County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Sep 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage PMF CA REIT LLC
Oct 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage LONE OAK FUND LLC
Jul 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage CARVIL INVESTMENTS LLC
Oct 24, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 17, 2017	Deed of Trust, Mortgage SABADELL UNITED BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	2026289190
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000409683
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2026
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000289190
Instrument Date	Sep 22, 2026
Instrument	2026289190
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399,404.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266

Mortgage

Document Number	0000289191,
Date	Oct 5, 2026
Instrument	2026289191

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2026
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000267320
Instrument Date	May 21, 2026
Instrument	2026267320
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	930 COUNTRY CLUB LN, CORONADO, CA 92118-2413

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ALHAMBRA CIR 501, 501, CORAL GABLES, FL 33134-5105

Mortgage

Document Number	0000305715
Date	Nov 3, 2023
Instrument	2023-0305715

Lender

Name	PMF CA REIT LLC
Type	Non-Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2024

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ALHAMBRA CIR 601, 601, CORAL GABLES, FL 33134-5199

Mortgage

Document Number	0000416463
Date	Oct 28, 2022
Instrument	2022-0416463

Lender

Name	LONE OAK FUND LLC
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90049

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ALHAMBRA CIR 501, 501, CORAL GABLES, FL 33134-5105

Mortgage

Document Number	0000285435
Date	Jul 12, 2022
Instrument	2022-0285435

Lender

Name	CARVIL INVESTMENTS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000409683
Map Reference	MAP 9734
Instrument Date	Oct 21, 2022
Instrument	2022-0409683
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	48 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000024869
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 SPINNAKER WAY CORONADO CA 921183266, CORONADO, CA 92118-3266

Mortgage

Document Number	0000024869
Date	Jan 17, 2017
Instrument	24869

Lender

Name	SABADELL UNITED BK NA
Type	Bank
Address	1111 BRICKELL AVE # 30TH, MIAMI, FL 33131-3112

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,395,865 (+2%) Land $2,546,899 Building $848,966
2025	$35,713.00 (+39.9%)	$3,329,280 (+40.78%) Land $2,496,960 Building $832,320
2023	$25,528.00 (+1.94%)	$2,364,898 Land $1,673,278 Building $691,620
2022	$25,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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