San Diego County property record for 45 Spinnaker Way, Coronado, CA 92118
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,673 sqft · built 1989 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,700,000 (Apr 2008) |
| Tax Bill | $39,705 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 615-152-38-00 |
| Primary APN | 615-152-38-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,673 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Lot Area | 5,227 sqft (0.12 acres) |
| View / Lot | Bay |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 SPINNAKER WAY |
|---|---|
| City | CORONADO |
| State | CA |
| Zip | 92118-3265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 780 TR 009734 |
| Legal Subdivision | CORONADO CAYS |
| Legal Tract | 009734 |
| Legal Block | 2 |
| Legal Lot Number | 780 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10601 |
45 Spinnaker Way is held in a trust since July 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 243 S PONTIAC ST, DENVER, CO 80230-6954 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2008 · Amount on File |
| Deed Sale | Apr 28, 2008 · Amount on File |
| Prior Sale | Feb 27, 2002 · Amount on File |
| Deed Document Number | 2008225211 |
| Last Transfer Date | Jul 30, 2020 |
| Transfer Doc | 0000475088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 21, 2020 |
| Property Address | 45 SPINNAKER WAY, CORONADO, CA 92118-3265 |
| Document Number | 0000475088 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 475088 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 243 S PONTIAC ST DENVER CO 802306954, DENVER, CO 80230-6954 |
The 2025 property tax bill for 45 Spinnaker Way was $39,705.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Coronado City |
| Unified School District | Coronado Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,782,396 (+2%) Land $2,277,636 Building $1,504,760 | |
| 2025 | $39,705.00 | $3,708,232 Land $2,232,977 Building $1,475,255 |
| 2023 | $35,369.00 (+13.5%) | $3,300,000 Land $2,382,000 Building $918,000 |
| 2022 | $31,161.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Spinnaker Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Spinnaker Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks.
5G (outdoors only) and 4G LTE
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