46 Spinnaker Way, Coronado, CA 92118 Property Records

San Diego County property record for 46 Spinnaker Way, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,493 sqft · built 1988
Lot Size	0.13 acres (5,661 sqft)
Owner	Company Name on File
Last Sale	$3,700,000 (Apr 2026)
Tax Bill	$36,414 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`615-152-31-00`

Property Details

APN / Parcel Number

Primary APN	`615-152-31-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,493 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	5,661 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Bay
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	46 SPINNAKER WAY
City	CORONADO
State	CA
Zip	92118-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 740 TR 009734
Legal Subdivision	CORONADO CAYS
Legal Tract	009734
Legal Block	2
Legal Lot Number	740
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	10601

Owner

46 Spinnaker Way is owned by a company that bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Mar 24, 2026	Grant Deed, Transfer
Dec 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HSBC BANK USA
Dec 3, 2021	Grant Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	202687942
Prior Transfer Date	Apr 12, 1995
Prior Transfer Doc	0000199232
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2026
Property Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000087942
Instrument Date	Mar 16, 2026
Instrument	202687942
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 CALLE ARONA, CHULA VISTA, CA 91914-5300

Mortgage

Document Number	0000087943,
Date	Apr 1, 2026
Instrument	202687943

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2026
Property Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000080457
Map Reference	MAP 9734
Instrument Date	Feb 6, 2026
Instrument	2026-0080457
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2021
Property Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000822860
Map Reference	MAP 9734
Instrument Date	Dec 2, 2021
Instrument	2021-0822860
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266

Mortgage

Document Number	0000822861
Date	Dec 3, 2021
Instrument	2021-0822861

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.29%
Index	1-Year LIBOR
Margin	3
Max Rate	8.29%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2021
Property Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000822859
Map Reference	MAP 9734
Instrument Date	Nov 4, 2021
Instrument	2021-0822859
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPINNAKER WAY, CORONADO, CA 92118-3266

Tax Assessment & Valuation

The 2025 property tax bill for 46 Spinnaker Way was $36,414, up 2.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,463,781 (+2%) Land $2,489,593 Building $974,188
2025	$36,414.00 (+2.39%)	$3,395,865 Land $2,440,778 Building $955,087
2024	$35,564.00 (+1.64%)
2023	$34,990.00 (+1.96%)	$3,264,000 Land $2,346,000 Building $918,000
2022	$34,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Spinnaker Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Spinnaker Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spinnaker Way

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