48 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 48 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 2 ba · 1,368 sqft · built 1946
Lot Size0.11 acres (4,792 sqft)
OwnerOwner Name on File
Last Sale$765,000 (Jun 2008)
Tax Bill$7,890 (2025)
Flood ZoneZone X (minimal risk)
APN064-121-002

Property Details

APN / Parcel Number

Primary APN064-121-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,368 sqft Total Area

Exterior

Year BuiltBuilt 1946
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area4,792 sqft (0.11 acres)
TerrainOther

Location & Zoning

Street Address48 S OCEAN AVE
CityCAYUCOS
StateCA
Zip93430-1640
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCR
Legal DescriptionPR BCH 1 BL 1 LT 2
Legal SubdivisionPASO ROBLES BEACH 01
Legal Block1
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1024
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-121-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address5730 W ELOWIN DR, VISALIA, CA 93291-9282

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2008 · Amount on Record
Deed SaleJun 27, 2008 · Amount on Record
Prior SaleJul 02, 1998
Deed Document Number2008033634
Record UpdatedJun 07, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,890.00 (+8.74%)$750,000 (+11.11%) Land $600,000 Building $150,000
2023$7,256.00 (+7.59%)$675,000 Land $550,000 Building $125,000
2022$6,744.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S Ocean Ave

Nearby Streets

Search Property Records by Address or Parcel Number