48 Ryan St, Buffalo, NY 14210 Property Records

Erie County and Buffalo City property record for 48 Ryan St, Buffalo, NY 14210

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,084 sqft · built 1900
Lot Size	0.089 acres (3,850 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Nov 2025)
Tax Bill	$555 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 123.73-4-28`

Property Details

APN / Parcel Number

Primary APN	`140200 123.73-4-28`
Alternative APNs	`02001237300004028000` `11136000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,084 sqft Total Area
1st Floor Area	1,122 sqft
2nd Floor Area	962 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,850 sqft (0.089 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11136000
Street Address	48 RYAN ST
City	BUFFALO
State	NY
Zip	14210-2309
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-3R
Legal Description	44O. NE SENECA
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	4
Legal Lot Number	28.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	5
Census Block	5003
Census Tract	1000

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 SILVER LAKE RD, STATEN ISLAND, NY 10301-2734
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	2025206035
Deed Book / Page	11453 / 1481
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Nov 12, 2025
Property Address	48 RYAN ST, BUFFALO, NY 14210-2309
Document Number	0114531481
Book / Page	11453 / 1481
Map Reference	DOC 297
Instrument Date	Nov 5, 2025
Instrument	2025206035
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 SHERWIN DR, TONAWANDA, NY 14150-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 SILVER LAKE RD, STATEN ISLAND, NY 10301-2734

Mortgage

Document Number	0141805015
Date	Nov 12, 2025
Instrument	14180/5015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Sep 19, 2019
Property Address	48 RYAN ST, BUFFALO, NY 14210-2309
Document Number	0113500878
Book / Page	011350 / 000878
Instrument Date	Sep 17, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	74 SHERWIN DR TONAWANDA NY 141504715, TONAWANDA, NY 14150-4715

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 1, 2019
Property Address	48 RYAN ST, BUFFALO, NY 14210-2309
Document Number	0113405663
Book / Page	011340 / 005663
Instrument Date	Jan 16, 2019
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SHERWIN DR TONAWANDA NY 141504715, TONAWANDA, NY 14150-4715

Mortgage

Document Number	138862192
Date	Feb 1, 2019
Book Page	013886/002192

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$555.00 (-61.35%)
2025	$1,436.00 (+45.05%)	$168,000 (+175.41%) Land $14,000 Building $154,000	$168,000 (+69.38%) Land $14,000 Building $154,000
2024	$990.00 (+212.3%)	$61,000 (-) Land $6,000 Building $55,000	$99,187 (+13.82%) Land $9,756 Building $89,431
2023	$317.00	$61,000 Land $6,000 Building $55,000	$87,143 Land $8,571 Building $78,572

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	51 (1978–2006)
Claims Outside the SFHA	6 of 51
Most Recent Claim	Oct 2006 · Severe Storms And Flooding
Claims by Event	Snow, Jan 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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