Bergen County and Lodi Borough property record for 41 River St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,748 sqft · built 1929 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Apr 2024) |
| Tax Bill | $5,825 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2018 Sale & Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00065-0000-00028 |
| Primary APN | 31-00065-0000-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,748 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 4,901 sqft (0.113 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 146400 |
|---|---|
| Street Address | 41 RIVER ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 49X100 |
| Legal Subdivision | NEW YORK NEW JERSEY REAL ESTAT |
| Legal Block | 65 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC |
| Oct 19, 2018 | Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 20, 2017 | Grant Deed, Transfer FOUNDATION TITLE |
| Sep 6, 2017 | Grant Deed, Transfer RMS TITLE SERVICES LLC |
| Sep 6, 2017 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 202418218 |
| Deed Book / Page | 5206 / 538 |
| Prior Transfer Date | May 8, 2019 |
| Prior Transfer Doc | 0033861566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0049930510 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 4993/510 |
| Instrument | 2023032207 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 19, 2018 |
| Property Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0030860658 |
| Book / Page | 3086 / 658 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 00018-074714 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0030860665 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 3086/665 |
| Instrument | 2018-074714.01 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2017 |
| Property Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0027600961 |
| Book / Page | 002760 / 000961 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 RIVER ST LODI NJ 076441636, LODI, NJ 07644-1636 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2017 |
| Property Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0027131915 |
| Book / Page | 002713 / 001915 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | RMS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 144 N BEVERWYCK RD #171 LAKE HIAWATHA NJ 070341909, 171, LAKE HIAWATHA, NJ 07034-1909 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2017 |
| Property Address | 41 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0027131921 |
| Book / Page | 002713 / 001921 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $169.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 527 MONSEY NY 109520527, MONSEY, NY 10952-0527 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,550 (-) Land $79,650 Building $84,900 | $164,550 (-) Land $79,650 Building $84,900 | |
| 2025 | $5,825.00 (-47.19%) | $164,550 (-5%) Land $79,650 Building $84,900 | $164,550 (-5%) Land $79,650 Building $84,900 |
| 2024 | $11,031.00 (+2.7%) | ||
| 2023 | $329,100 Land $159,300 Building $169,800 | $329,100 Land $159,300 Building $169,800 | |
| 2022 | $10,741.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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