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48 Regency Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 48 Regency Dr, Palm Coast, FL 32164

Property Summary

Property TypeResidential Multi-Family Vacant Land
Details6 bd · 4 ba · 2,373 sqft · built 2023
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$340,100 (Aug 2026)
Tax Bill$6,270 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Sep 2026 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7033-00190-0030

Property Details

APN / Parcel Number

Primary APN07-11-31-7033-00190-0030

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,373 sqft Gross Area
1st Floor Area2,373 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 REGENCY DR
CityPALM COAST
StateFL
Zip32164-6676
Property CategoryResidential
Property TypeVacant Land > Residential Multi-Family
Local Zoning CodeDPX
Legal DescriptionPALM COAST SECTION 33 BLOCK 00019 LOT 0003 SUBDIVISION COMPLETION YEAR 1981 OR 553 PG 1539OR 561 PG 203
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block19
Legal Lot Number3
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1033
Census Tract60217

Owner

Source: Flagler County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8200 JONES BRANCH DR, MC LEAN, VA 22102-3107
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Special Warranty Deed, Transfer · FHA Mortgage
LOWER LLC
Sep 2, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 10, 2026Certificate of Transfer, Transfer
Feb 21, 2024Deed of Trust, Mortgage
BCM SUN ENTERPRISES LLC
Sep 8, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 19, 2022Warranty Deed, Transfer
NOT AVAILABLE, PENINSUAL TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleSep 8, 2023 · Amount on Record
Deed Document Number202632364
Deed Book / Page3078 / 764
Record UpdatedOct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateOct 14, 2026
Property Address48 REGENCY DR, PALM COAST, FL 32164-6676
Document Number0000041923
Book / Page3094 / 1767
Instrument DateSep 8, 2026
Instrument202641923
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyTITLE365 - OMAHA, TITLE365

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$342,895.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 REGENCY DR, PALM COAST, FL 32164-6676

Mortgage

Document Number0000041924,
DateOct 14, 2026
Instrument202641924
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateSep 2, 2026
Property Address48 REGENCY DR, PALM COAST, FL 32164-6676
Document Number0000035896
Book / Page3084 / 232
Instrument DateAug 26, 2026
Instrument202635896
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8200 JONES BRANCH DR, MCLEAN, VA 22102-3107
InvestorPossibly a Property Investor

August 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionFLAGLER FL
Recording DateAug 10, 2026
Property Address48 REGENCY DR, PALM COAST, FL 32164-6676
Document Number0000032364
Book / Page3078 / 764
Instrument DateFeb 10, 2026
Instrument202632364
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

AmountAmount Recorded
Tax$240,450.70
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address48 REGENCY DR, PALM COAST, FL 32164-6676
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyAGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028470183
DateFeb 21, 2024
Book Page2847/183
Instrument2024006642
Lender
NameBCM SUN ENTERPRISES LLC
TypeNon-Lending Institution
AddressWINDERMERE, FL 34786
Agreement
AmountAmount Recorded
Term8 Months
DueOct 1, 2024

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 8, 2023
Property Address48 REGENCY DR, PALM COAST, FL 32164-6676
Document Number0028101538
Book / Page2810 / 1538
Map ReferenceMB 10 PG 67-77
Instrument DateSep 6, 2023
Instrument2023039372
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyEXECUTIVE TITLE I INC, EXECUTIVE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1612 E WASHINGTON ST, ORLANDO, FL 32803-5929

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 ZAUN TRL, PALM COAST, FL 32164-5211

Mortgage

Document Number0028101540
DateSep 8, 2023
Instrument2810/1540
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 19, 2022
Property Address48 REGENCY DR, PALM COAST, FL 32164-6640
Document Number0027160245
Book / Page2716 / 245
Map ReferenceMB 10 PG 67-77
Instrument DateAug 12, 2022
Instrument2022042411
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyNOT AVAILABLE, PENINSUAL TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 ERSKINE PL # PL7C, 120, BRONX, NY 10475-5702

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 EDGEMONT LN, PALM COAST, FL 32164-6347
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,270.00 (+1.82%)$344,990 (+2.64%) Land $53,500 Building $291,490$344,990 (+2.64%) Land $53,500 Building $291,490
2024$6,158.00 (+673.62%)$336,105 (+681.64%) Land $44,500 Building $291,605$336,105 (+681.64%) Land $44,500 Building $291,605
2023$796.00 (+88.63%)$43,000 (-3.37%) Land $43,000$43,000 (-3.37%) Land $43,000
2022$422.00$44,500 Land $44,500$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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