47 Regency Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 47 Regency Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,357 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$289,900 (Dec 2021)
Tax Bill$4,254 (2025)
Deeds & MortgagesFeb 2023 Transfer
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7033-00170-0170

Property Details

APN / Parcel Number

Primary APN07-11-31-7033-00170-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,357 sqft Living Area
Gross Area3,148 sqft
1st Floor Area2,357 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayConcrete Driveway
Driveway Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address47 REGENCY DR
CityPALM COAST
StateFL
Zip32164-6641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDPX
Legal DescriptionPALM COAST SECTION 33 BLOCK 00017 LOT 0017 SUBDIVISION COMPLETION YEAR 1981 OR 231 PG 950 OR 339 PG 379 OR 553 PG 1539 OR 772 PG 800 OR 1077 PG 1994 OR 1112 PG 884 OR 1220 PG 1593 OR 1313 PG 1178 OR 1821/1189
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block17
Legal Lot Number17
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1042
Census Tract60217

Owner

47 Regency Dr is owned and occupied by two individuals who acquired it in February 2023.

Source: Flagler County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address47 REGENCY DR, PALM COAST, FL 32164-6641
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 22, 2021Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on File
Deed SaleDec 22, 2021 · Amount on File
Prior SaleJun 21, 2011 · Amount on File
Deed Document Number202169735
Deed Book / Page2640 / 1908
Last Transfer DateFeb 4, 2023
Transfer Doc0027541065
Record UpdatedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateFeb 6, 2023
Property Address47 REGENCY DR, PALM COAST, FL 32164-6641
Document Number0027541065
Book / Page2754 / 1065
Instrument DateFeb 4, 2023
Instrument2023004455
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address47 REGENCY DR, PALM COAST, FL 32164-6641

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address47 REGENCY DR, PALM COAST, FL 32164-6641

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 22, 2021
Property Address47 REGENCY DR, PALM COAST, FL 32164-6641
Document Number0026401908
Book / Page2640 / 1908
Map ReferenceMB 10 PG 67-77
Instrument DateDec 10, 2021
Instrument2021069735
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyFLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 E MOODY BLVD, BUNNELL, FL 32110-6305

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address47 REGENCY DR, PALM COAST, FL 32164-6641

Mortgage

Document Number0026401909
DateDec 22, 2021
Instrument2640/1909
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0026401920
DateDec 22, 2021
Book Page2640/1920
Instrument2021069737
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressSAUSALITO, CA 94965
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueJan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 47 Regency Dr was $4,254 with a homeowner's exemption, up 1.7% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,254.00 (+1.7%) Homeowner's exemption$277,269 Land $53,500 Building $223,769$277,269 Land $53,500 Building $223,769
2024$4,183.00 (-4.54%)
2023$4,382.00 (-1.37%) Homeowner's exemption$279,258 (+1.1%) Land $43,000 Building $236,258$279,258 (+1.1%) Land $43,000 Building $236,258
2022$4,443.00 Homeowner's exemption$276,216 Land $44,500 Building $231,716$276,216 Land $44,500 Building $231,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Regency Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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