45 Regency Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 45 Regency Dr, Palm Coast, FL 32164

Property Summary

Property TypeResidential Multi-Family Vacant Land
Details4 bd · 4 ba · 1,952 sqft · built 2023
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$473,400 (Jan 2024)
Tax Bill$5,362 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jan 2022 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7033-00170-0160

Property Details

APN / Parcel Number

Primary APN07-11-31-7033-00170-0160

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area1,952 sqft Gross Area
1st Floor Area1,952 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 REGENCY DR
CityPALM COAST
StateFL
Zip32164-6641
Property CategoryResidential
Property TypeVacant Land > Residential Multi-Family
Local Zoning CodeDPX
Legal DescriptionPALM COAST SECTION 33 BLOCK 00017 LOT 0016 SUBDIVISION COMPLETION YEAR 1981 OR 324 PG 335 OR 2152/1039 OR 2537/1620-DC
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block17
Legal Lot Number16
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1042
Census Tract60217

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1348 W 9950 S, SOUTH JORDAN, UT 84095-9200
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jan 19, 2022Re-recorded Document
CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC
May 14, 2021Warranty Deed, Transfer
DF TITLE LLC
Mar 12, 2021Warranty Deed, Transfer
FOREVER HM TITLE LLC, FOREVER HOME TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2024 · Amount on Record
Deed SaleJan 3, 2024 · Amount on Record
Prior SaleJan 19, 2022 · Amount on Record
Deed Document Number2024334
Deed Book / Page2837 / 964
Prior Transfer DateAug 15, 2016
Prior Transfer Doc0021521039
Record UpdatedJun 8, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateJan 3, 2024
Property Address45 REGENCY DR, PALM COAST, FL 32164-6641
Document Number0028370964
Book / Page2837 / 964
Map ReferenceMB 10 PG 67-77
Instrument DateDec 19, 2023
Instrument2024000334
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 19, 2024
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,313.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address1348 W 9950 S, SOUTH JORDAN, UT 84095-9200

Mortgage

Document Number0002837966
DateJan 3, 2024
Instrument2837/966
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

January 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionFLAGLER FL
Recording DateJan 19, 2022
Property Address45 REGENCY DR, PALM COAST, FL 32164-6641
Document Number0026491317
Book / Page2649 / 1317
Map ReferenceMB 5 PG 76A
Instrument DateDec 21, 2021
Instrument2022003066
Record UpdatedFeb 13, 2024
Title CompanyCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GOLFWAY WEST DR, ST AUGUSTINE, FL 32095-8841
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 14, 2021
Property Address45 REGENCY DR, PALM COAST, FL 32164-6641
Document Number0025621848
Book / Page2562 / 1848
Map ReferenceMB 10 PG 67-77
Instrument DateMay 10, 2021
Instrument2021026846
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$909.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address755 CRANDON BLVD # 8, 8, KEY BISCAYNE, FL 33149-2597

Transferred To (Grantee/Buyer)

NameVerified Name
Address5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956
InvestorPossibly a Property Investor

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 12, 2021
Property Address45 REGENCY DR, PALM COAST, FL 32164-6641
Document Number0025371620
Book / Page2537 / 1620
Map ReferenceMB 10 PG 71
Instrument DateMar 10, 2021
Instrument2021013244
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyFOREVER HM TITLE LLC, FOREVER HOME TITLE LLC

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2050 SW 115TH TER, MIRAMAR, FL 33025-6600

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 CRANDON BLVD, KEY BISCAYNE, FL 33149-2597
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,362.00 (+2.29%)$295,044 (+586.15%) Land $53,500 Building $241,544$295,044 (+586.15%) Land $53,500 Building $241,544
2024$5,242.00 (+558.54%)
2023$796.00 (-5.91%)$43,000 (-3.37%) Land $43,000$43,000 (-3.37%) Land $43,000
2022$846.00$44,500 Land $44,500$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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