48 Providence St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 48 Providence St, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 4,719 sqft · built 1890
Lot Size0.087 acres (3,806 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Jun 2022)
Tax Bill$9,920 (2026)
Deeds & MortgagesFeb 2023 Transfer
Jun 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN4-026-00016

Property Details

APN / Parcel Number

Primary APN4-026-00016
Alternative APN
  • WORC M:04 B:026 L:00016

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms21 Rooms
Units3 Units
Stories3 Stories
Building Area4,719 sqft Living Area
Gross Area7,309 sqft
1st Floor Area1,573 sqft
Basement Area1,762 sqft
Unfinished Basement1,762 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1980
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeFlat
Roof MaterialAsphalt
Lot Area3,806 sqft (0.087 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number4-026-00016
Street Address48 PROVIDENCE ST
CityWORCESTER
StateMA
Zip01604-6040
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block26
Legal Lot Number16
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group4
Census Block4004
Census Tract732400

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 28, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
May 10, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FIRST REPUBLIC BANK
Apr 24, 2018Quit Claim Deed, Transfer
US MTG GRP LLC
Jun 5, 2017Quit Claim Deed, Transfer
Quitclaim
May 11, 2017Quit Claim Deed, Transfer · Conventional Mortgage
ALIGN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022 · Amount on Record
Deed SaleJun 28, 2022 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Book / Page67817 / 373
Last Transfer DateFeb 10, 2023
Transfer Doc068822-298
Record UpdatedOct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 13, 2023
Property Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
Document Number068822-298
Book / Page68822 / 298
Instrument DateFeb 10, 2023
Instrument12670
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 CHEMUNG ST, STOUGHTON, MA 02072-3903

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 28, 2022
Property Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
Document Number067817-373
Book / Page67817 / 373
Instrument DateJun 24, 2022
Instrument70154
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040

Mortgage

Document Number0000070155
DateJun 28, 2022
Instrument70155
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMay 10, 2019
Property Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
Document Number60389-164
Book / Page60389 / 164
Instrument DateMay 9, 2019
Instrument42075
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 DOUGLAS RD, LEXINGTON, MA 02420-2325

Mortgage

Document Number42076
DateMay 10, 2019
Instrument42076
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateJun 1, 2029

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateApr 24, 2018
Property Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
Document Number58704-28
Book / Page58704 / 28
Instrument38181
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.11
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040

Mortgage

Document Number587040033
DateApr 24, 2018
Instrument58704/0033
Lender
NameUS MTG GRP LLC
Agreement
AmountAmount Recorded
Term360 Months
DueApr 24, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 5, 2017
Property Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
Document Number57213-273
Book / Page057213 / 000273
Instrument DateMay 11, 2017
Instrument57165
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address56 WOODLAND RD AUBURNDALE MA 024662322, AUBURNDALE, MA 02466-2322

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMay 11, 2017
Property Address48 PROVIDENCE ST, WORCESTER, MA 01604-6040
Document Number57102-151
Book / Page057102 / 000151
Instrument DateMay 10, 2017
Instrument47749
Transaction TypeTransfer
Record UpdatedAug 7, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,208.40
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WOODLAND RD AUBURNDALE MA 02466, AUBURNDALE, MA 02466

Mortgage

Document Number57102-154
DateMay 11, 2017
Book Page057102/000154
Instrument47750
Lender
NameALIGN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,920.00 (+2.83%)$747,000 (+2.13%) Land $52,800 Building $694,200
2025$9,647.00 (+14.78%)$731,400 (+24.79%) Land $52,700 Building $678,700
2023$8,405.00$586,100 Land $42,300 Building $543,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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