45 Providence St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 45 Providence St, Worcester, MA 01604 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	12 Beds
Bathrooms	3 Baths
Year Built	Built 1981
Square Footage	4,683 sqft Living Area
Lot Size	9,711 sqft (0.223 acres)
Occupancy	Owner Occupied
Last Sale	$495,000 (2020)
Tax Bill	$10,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4-026-00010`
Alternative APN	`WORC M:04 B:026 L:00010`

Interior

Bedrooms	12 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Building Area	4,683 sqft Living Area
Gross Area	7,101 sqft Gross Area
1st Floor	1,561 sqft 1st Floor
Basement Area	1,750 sqft Basement
Unfinished Basement	1,750 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1981
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Stone Construction
Roof Construction	Flat Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,711 sqft (0.223 acres)
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4-026-00010
Street Address	45 PROVIDENCE ST
City	WORCESTER
State	MA
Zip	01604-6037
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Block	26
Legal Lot Number	10
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	4
Census Block	4005
Census Tract	732400

Owner

Source: Worcester County and Worcester City records · APN 4-026-00010

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 PROVIDENCE ST, MENDON, MA 01756-1316
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2021	Quit Claim Deed, Transfer Quitclaim Document
Feb 13, 2020	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 02, 2018	Quit Claim Deed, Transfer
Dec 03, 2013	Deed of Trust, Mortgage · Conventional Mortgage RICHARD J GABRIEL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Mar 02, 2018
Deed Doc Number	202015364
Deed Book / Page	61889 / 57
Record Refreshed	Jun 08, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDON MA
Recording Date	Feb 03, 2021
Property Address	45 PROVIDENCE ST, WORCESTER, MA 01604-6037
Document Number	64390-266
Book / Page	64390 / 266
Instrument Date	Nov 19, 2020
Instrument	16506
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PROVIDENCE ST, MENDON, MA 01756-1316

February 2020: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	WORCESTER MA
Recording Date	Feb 13, 2020
Property Address	45 PROVIDENCE ST, WORCESTER, MA 01604-6037
Document Number	61889-57
Book / Page	61889 / 57
Instrument Date	Jan 31, 2020
Instrument	15364
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PROVIDENCE ST, WORCESTER, MA 01604-6037

Mortgage

Document Number	15365
Date	Feb 13, 2020
Instrument	15365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 02, 2018
Property Address	45 PROVIDENCE ST, WORCESTER, MA 01604-6037
Document Number	58502-221
Book / Page	058502 / 000221
Instrument Date	Feb 24, 2018
Instrument	20573
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 STATE ST WORCESTER MA 016092845, WORCESTER, MA 01609-2845

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 PROVIDENCE ST, WORCESTER, MA 01604-6037
Document Number	57414-312
Book / Page	057414 / 000312
Instrument Date	Dec 03, 2013
Transaction Type	Mortgage
Record Updated	Aug 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57414-312
Date	Jul 14, 2017
Book Page	057414/000312
Instrument	74441

Lender

Name	RICHARD J GABRIEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,837.00 (+14.69%)	$821,600 (+24.69%) Land $77,100 Building $744,500
2023	$9,449.00	$658,900 Land $61,900 Building $597,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

45 Providence St, Worcester, MA 01604 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Providence St

Nearby Streets

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