Worcester County and Worcester City property record for 43 Providence St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 4,695 sqft · built 1903 |
| Lot Size | 0.103 acres (4,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Feb 2025) |
| Tax Bill | $8,570 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-026-00037 |
| Primary APN | 4-026-00037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,695 sqft Living Area |
| Gross Area | 7,238 sqft |
| 1st Floor Area | 1,565 sqft |
| Basement Area | 1,789 sqft |
| Unfinished Basement | 1,789 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,504 sqft (0.103 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 4-026-00037 |
|---|---|
| Street Address | 43 PROVIDENCE ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-4363 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RG-5 |
| Legal Block | 26 |
| Legal Lot Number | 37 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 732400 |
43 Providence St, a triplex, is owned and occupied by an individual who bought it in February 2025.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 PROVIDENCE ST, WORCESTER, MA 01604-4363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC |
| Mar 31, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 30, 2018 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Prior Sale | May 30, 2018 · Amount on File |
| Deed Book / Page | 71664 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 43 PROVIDENCE ST, WORCESTER, MA 01604-4363 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064826-105 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 64826/105 |
| Instrument | 44470 |
| Name | OCMBC INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Mar 31, 2021 |
| Property Address | 43 PROVIDENCE ST, WORCESTER, MA 01604-4363 |
| Document Number | 064826-102 |
| Book / Page | 64826 / 102 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 44469 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 322 OXFORD ST N # 1, 1, AUBURN, MA 01501-1122 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 30, 2018 |
| Property Address | 43 PROVIDENCE ST, WORCESTER, MA 01604-4363 |
| Document Number | 58868-3 |
| Book / Page | 58868 / 3 |
| Instrument | 51898 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.42 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 PROVIDENCE ST, WORCESTER, MA 01604-4363 |
| Document Number | 588680005 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 58868/0005 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2048 |
The 2026 property tax bill for 43 Providence St was $8,570, down 13.3% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,570.00 (-13.32%) | $645,300 (-13.91%) Land $59,200 Building $586,100 |
| 2025 | $9,887.00 | $749,600 Land $59,100 Building $690,500 |
| 2023 | $8,611.00 | $600,500 Land $47,400 Building $553,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 43 Providence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 43 Providence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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