48 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 48 Prospect St, Berea, OH 44017

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,172 sqft · built 1972
Lot Size1.21 acres (52,708 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Jul 2007)
Tax Bill$2,837 (2025)
Deeds & MortgagesSep 2025 Transfer
Sep 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN363-15-311

Property Details

APN / Parcel Number

Primary APN363-15-311

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,172 sqft Living Area
1st Floor Area622 sqft
2nd Floor Area550 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area52,708 sqft (1.21 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
Deck Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address48 PROSPECT ST
CityBEREA
StateOH
Zip44017-2520
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description17 BALDWIN PLACE COND5 10/18% 3902 ALL
Legal SubdivisionBALDWIN PLACE COND
Legal Lot Number3902
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group2
Census Block2008
Census Tract134204

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address48 PROSPECT ST, BEREA, OH 44017-2520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Transfer on Death Deed, Transfer
Sep 29, 2025Intrafamily Transfer, Transfer
Feb 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2007 · Amount on Record
Deed SaleJul 16, 2007 · Amount on Record
Prior SaleJul 16, 2007 · Amount on Record
Deed Document Number0007160845
Last Transfer DateSep 29, 2025
Transfer Doc0000000314
Record UpdatedJun 8, 2026

September 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCUYAHOGA OH
Recording DateSep 29, 2025
Property Address48 PROSPECT ST, BEREA, OH 44017-2520
Document Number0000000315
Map ReferenceVOL 10 PG 40-46
Instrument DateSep 23, 2025
Instrument202509290315
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 PROSPECT ST, BEREA, OH 44017-2520

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCUYAHOGA OH
Recording DateSep 29, 2025
Property Address48 PROSPECT ST, BEREA, OH 44017-2520
Document Number0000000314
Map ReferenceVOL 10 PG 40-46
Instrument DateSep 23, 2025
Instrument202509290314
Transaction TypeTransfer
Record UpdatedOct 9, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48 PROSPECT ST, BEREA, OH 44017-2520

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address48 PROSPECT ST, BEREA, OH 44017-2520

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address48 PROSPECT ST, BEREA, OH 44017-2520
Document Number0002180513
Instrument DateFeb 8, 2020
Transaction TypeMortgage
Record UpdatedMar 5, 2020
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address48 PROSPECT ST BEREA OH 440172520, BEREA, OH 44017-2520

Mortgage

Document Number0002180513
DateFeb 18, 2020
Instrument2180513
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00 (+2.12%) Homeowner's exemption$49,000 (-) Land $5,950 Building $43,050
2024$2,778.00 (+6.81%) Homeowner's exemption$49,000 (+30.08%) Land $5,950 Building $43,050$140,000 (+30.11%) Land $17,000 Building $123,000
2023$2,601.00 (+0.62%) Homeowner's exemption$37,670 (-) Land $3,750 Building $33,920
2022$2,585.00 Homeowner's exemption$37,670 Land $3,750 Building $33,920
2021$107,600 Land $10,700 Building $96,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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