41 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 41 Prospect St, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,099 sqft · built 1940
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Apr 2021)
Tax Bill$3,148 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN363-15-053

Property Details

APN / Parcel Number

Primary APN363-15-053

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,099 sqft Living Area
Gross Area2,015 sqft
1st Floor Area751 sqft
2nd Floor Area348 sqft
Basement Area696 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions150 ft deep x 45 ft wide
View / LotTraffic
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address41 PROSPECT ST
CityBEREA
StateOH
Zip44017-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal Description17BEVAN SWP441.83FT SOF W BRIDGE TURNOUT 0001
Legal SubdivisionSOF W BRIDGE
Legal Lot Number1
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group1
Census Block1002
Census Tract134206

Owner

Source: Cuyahoga County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 PROSPECT ST, BEREA, OH 44017-2523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWPATH CU
Apr 29, 2021Warranty Deed, Transfer · Conventional Mortgage
YOUR HOME FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleJul 16, 2009 · Amount on Record
Deed Document Number2021401
Prior Transfer DateNov 3, 1989
Prior Transfer Doc9605000021
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address41 PROSPECT ST, BEREA, OH 44017-2523
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000453
DateSep 15, 2025
Instrument202509150453
Lender
NameTOWPATH CU
TypeCredit Union
AddressAKRON, OH 44333
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 25, 2040

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 29, 2021
Property Address41 PROSPECT ST, BEREA, OH 44017-2523
Document Number0000000401
Map ReferenceVOL 1 PG 26
Instrument DateApr 22, 2021
Instrument202104290401
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 PROSPECT ST, BEREA, OH 44017-2523

Mortgage

Document Number0000000402
DateApr 29, 2021
Instrument202104290402
Lender
NameYOUR HOME FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,148.00 (+2.14%) Homeowner's exemption$54,355 (-0.01%) Land $10,150 Building $44,205$155,300 (-) Land $29,000 Building $126,300
2024$3,082.00 (+6.46%) Homeowner's exemption$54,360 (+29.64%) Land $10,150 Building $44,210$155,300 (+29.63%) Land $29,000 Building $126,300
2023$2,895.00 (+0.63%) Homeowner's exemption$41,930 (-) Land $9,030 Building $32,900
2022$2,877.00 Homeowner's exemption$41,930 Land $9,030 Building $32,900
2021$119,800 Land $25,800 Building $94,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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