Cuyahoga County property record for 38 Prospect St, Berea, OH 44017
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,172 sqft · built 1972 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Sep 2020) |
| Tax Bill | $3,246 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-15-315 |
| Primary APN | 363-15-315 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 622 sqft |
| 2nd Floor Area | 550 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 38 PROSPECT ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2520 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 17 BALDWIN PLACE COND5 10/18% 3906 ALL |
| Legal Subdivision | BALDWIN PLACE COND |
| Legal Lot Number | 3906 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 134204 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 PROSPECT ST, BEREA, OH 44017-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Sep 29, 2020 | Warranty Deed, Transfer MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | May 29, 2013 · Amount on Record |
| Deed Document Number | 0009290559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 38 PROSPECT ST, BEREA, OH 44017-2520 |
| Document Number | 0009290560 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0009290560 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 9290560 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Sep 29, 2020 |
| Property Address | 38 PROSPECT ST, BEREA, OH 44017-2520 |
| Document Number | 0009290559 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 9290559 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4201 MARSH LN CARROLLTON TX 750071720, CARROLLTON, TX 75007-1720 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,246.00 (+18.55%) Homeowner's exemption | $48,300 (-) Land $5,950 Building $42,350 | |
| 2024 | $2,738.00 (+4.78%) Homeowner's exemption | $48,300 (+27.64%) Land $5,950 Building $42,350 | $138,000 (+27.66%) Land $17,000 Building $121,000 |
| 2023 | $2,613.00 (+0.65%) Homeowner's exemption | $37,840 (-) Land $3,780 Building $34,060 | |
| 2022 | $2,596.00 Homeowner's exemption | $37,840 Land $3,780 Building $34,060 | |
| 2021 | $108,100 Land $10,800 Building $97,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1997 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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