Montgomery County property record for 48 Oswego Ave, Silver Spring, MD 20910 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,564 sqft · built 1990 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Oct 2025) |
| Tax Bill | $8,712 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01071593 |
| Primary APN | 13-01071593 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,837 sqft (0.134 acres) |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01071593 |
|---|---|
| Street Address | 48 OSWEGO AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B F G ADD TAKOMA PAR K |
| Legal Subdivision | H.E. ROGERS SUB |
| Legal Block | 62 |
| Legal Lot Number | 4B |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 701800 |
Source: Montgomery County records · APN 13-01071593
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 09, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Nov 17, 2008 · Amount on Record |
| Deed Book / Page | 69779 / 160 |
| Prior Transfer Date | Jan 20, 2025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 31, 2025 |
| Property Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Document Number | 0697790160 |
| Book / Page | 69779 / 160 |
| Map Reference | MB 34 PL 2243 |
| Instrument Date | Oct 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Document Number | 0069779169 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 69779/169 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 18, 2022 |
| Property Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Document Number | 0652720177 |
| Book / Page | 65272 / 177 |
| Map Reference | MB 34 PL 2243 |
| Instrument Date | Feb 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Document Number | 0065272182 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 65272/182 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 09, 2020 |
| Property Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Document Number | 0604710329 |
| Book / Page | 60471 / 329 |
| Map Reference | MB 34 PL 2243 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 OSWEGO AVE, SILVER SPRING, MD 20910-5108 |
| Document Number | 60471333 |
|---|---|
| Date | Sep 09, 2020 |
| Instrument | 60471/333 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Takoma Park City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,300 (+2.88%) | $572,900 (-) Land $331,200 Building $241,700 | |
| 2025 | $8,712.00 (-3.93%) | $541,700 (+3.56%) | $572,900 (+8.9%) Land $331,200 Building $241,700 |
| 2024 | $9,068.00 (+13.79%) | ||
| 2023 | $523,100 (+0.58%) | $526,100 (-) Land $331,200 Building $194,900 | |
| 2022 | $7,969.00 Homeowner's exemption | $520,100 | $526,100 Land $331,200 Building $194,900 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 392 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.
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