47 Oswego Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 47 Oswego Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	1 ba · 580 sqft · built 1942
Lot Size	0.132 acres (5,763 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (Sep 1992)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01080848`

Property Details

APN / Parcel Number

Primary APN	`13-01080848`
Alternative APN	`01080848`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	580 sqft Living Area
1st Floor Area	580 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,763 sqft (0.132 acres)
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01080848
Street Address	47 OSWEGO AVE
City	SILVER SPRING
State	MD
Zip	20910-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	B F GILBERTS
Legal Subdivision	H.E. ROGERS SUB
Legal Block	60
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	701800

Owner

Source: Montgomery County records · APN 13-01080848

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	47 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 1992 · Amount on Record
Deed Sale	Sep 14, 1992 · Amount on Record
Deed Book / Page	10646 / 583
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	47 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number	0549520044
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 OSWEGO AVE SILVER SPRING MD 209105107, SILVER SPRING, MD 20910-5107

Mortgage

Document Number	0549520044
Date	Sep 25, 2017
Book Page	054952/000044

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Takoma Park City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,067 (+2.28%)	$455,000 (-) Land $330,700 Building $124,300
2025	$6,927.00 (+13.35%)	$435,133 (+4.76%)	$455,000 (+7.01%) Land $330,700 Building $124,300
2023		$415,367	$425,200 Land $330,700 Building $94,500
2022	$6,111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

Based on FCC filings for 392 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.