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41 Oswego Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 41 Oswego Ave, Silver Spring, MD 20910

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,026 sqft · built 1993
Lot Size0.235 acres (10,222 sqft)
Owner2 Individual Names on File
Last Sale$714,000 (Sep 2019)
Tax Bill$11,888 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-02952904

Property Details

APN / Parcel Number

Primary APN13-02952904
Alternative APN
  • 02952904

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,026 sqft Living Area
1st Floor Area738 sqft
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,222 sqft (0.235 acres)
PorchOpen Porch
Porch Area156 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02952904
Street Address41 OSWEGO AVE
CitySILVER SPRING
StateMD
Zip20910-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionTAKOMA PARK BFGS SE C 1
Legal SubdivisionH.E. ROGERS SUB
Legal Block60
Legal Lot Number31
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group3
Census Block3000
Census Tract701800

Owner

Source: Montgomery County records · APN 13-02952904

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 OSWEGO AVE, SILVER SPRING, MD 20910-5107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Sep 26, 2019Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2019 · Amount on Record
Deed SaleSep 26, 2019 · Amount on Record
Prior SaleMar 20, 2014 · Amount on Record
Deed Book / Page58205 / 94
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address41 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 OSWEGO AVE, SILVER SPRING, MD 20910-5107

Mortgage

Document Number0606280255
DateSep 30, 2020
Book Page60628/255
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateSep 26, 2019
Property Address41 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number0582050094
Book / Page58205 / 094
Map ReferenceMB 163 PL 18454
Instrument DateSep 05, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanySETTLEMENT MATTERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$10,710.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 OSWEGO AVE, SILVER SPRING, MD 20910-5107

Mortgage

Document Number58205102
DateSep 26, 2019
Instrument58205/102
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2034

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityTakoma Park City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$776,233 (+7.91%)$833,100 (-) Land $363,300 Building $469,800
2025$11,888.00 (+31.59%)$719,367 (+15.62%)$833,100 (+25.75%) Land $363,300 Building $469,800
2023$622,200$662,500 Land $363,300 Building $299,200
2022$9,034.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Starry.

Based on FCC filings for 392 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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