48 Orchard St, #UNIT2, Summit, NJ 07901 Property Records

Union County and Summit City property record for 48 Orchard St, #UNIT2, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,314 sqft · built 2021
Owner	Company Name on Record
Last Sale	$937,000 (Jan 2024)
Tax Bill	$16,543 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04002-0000-00017-01-C0002`

Property Details

APN / Parcel Number

Primary APN	`18-04002-0000-00017-01-C0002`

Interior

Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	48 ORCHARD ST, 2
City	SUMMIT
State	NJ
Zip	07901-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	48 ORCHARD STREET CONDO 2
Legal Block	4002
Legal Lot Number	17.1
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2003
Census Tract	38000

Owner

Source: Union County and Summit City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 WEST ST, 29B, NEW YORK, NY 10004-3060
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	202435414
Deed Book / Page	6535 / 2567
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 31, 2024
Property Address	48 ORCHARD ST # UNIT2, UNIT2, SUMMIT, NJ 07901-3925
Document Number	0065352567
Book / Page	6535 / 2567
Instrument Date	Sep 14, 2023
Instrument	35414
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,844.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 DIVISION ST # 1, 1, JERSEY CITY, NJ 07302-1878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ORCHARD ST # 2, 2, SUMMIT, NJ 07901-3925

Mortgage

Document Number	0000060849
Date	Jan 31, 2024
Instrument	60849

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Max Rate	11.5%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $130,000 Building $240,000	$370,000 (-) Land $130,000 Building $240,000
2025	$16,543.00 (+2.64%)	$370,000 Land $130,000 Building $240,000	$370,000 Land $130,000 Building $240,000
2024	$16,117.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880