Union County and Summit City property record for 48 Orchard St, #1, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,326 sqft · built 2021 |
| Owner | Company Name on File |
| Last Sale | $985,000 (Sep 2023) |
| Tax Bill | $16,543 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04002-0000-00017-01-C0001 |
| Primary APN | 18-04002-0000-00017-01-C0001 |
|---|
| Building Area | 2,326 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Street Address | 48 ORCHARD ST, 1 |
|---|---|
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | 48 ORCHARD STREET CONDO |
| Legal Block | 4002 |
| Legal Lot Number | 17.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 38000 |
48 Orchard St, #1 is owned by a company that bought it in September 2023.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 48 ORCHARD ST, 1, SUMMIT, NJ 07901-3925 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2023 | Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Deed Document Number | 202332328 |
| Deed Book / Page | 6522 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 48 ORCHARD ST # UNIT1, UNIT1, SUMMIT, NJ 07901-3925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 48 ORCHARD ST 1, 1, SUMMIT, NJ 07901-3925 |
| Document Number | 0157782406 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 15778/2406 |
| Instrument | 90652 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 22, 2023 |
| Property Address | 48 ORCHARD ST # UNIT1, UNIT1, SUMMIT, NJ 07901-3925 |
| Document Number | 0065220172 |
| Book / Page | 6522 / 172 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 32328 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $9,401.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 DIVISION ST # 1, 1, JERSEY CITY, NJ 07302-1878 |
| Name | Verified Name |
|---|---|
| Address | 48 ORCHARD ST # 1, 1, SUMMIT, NJ 07901-3925 |
The 2025 property tax bill for 48 Orchard St, #1 was $16,543, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,000 (-) Land $130,000 Building $240,000 | $370,000 (-) Land $130,000 Building $240,000 | |
| 2025 | $16,543.00 (+2.64%) | $370,000 Land $130,000 Building $240,000 | $370,000 Land $130,000 Building $240,000 |
| 2024 | $16,117.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 48 Orchard St, #1 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Orchard St, #1 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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