Union County and Summit City property record for 43 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,811 sqft · built 1989 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jun 2011) |
| Tax Bill | $7,695 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04003-0000-00013 |
| Primary APN | 18-04003-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,811 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 1800020000000021 |
|---|---|
| Street Address | 43 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 4003 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 ORCHARD ST, SUMMIT, NJ 07901-3962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2011 · Amount on Record |
| Deed Sale | Jun 23, 2011 · Amount on Record |
| Prior Sale | Sep 16, 1998 · Amount on Record |
| Deed Document Number | 2011224681 |
| Deed Book / Page | 5867 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 43 ORCHARD ST, SUMMIT, NJ 07901-3962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0157702755 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 15770/2755 |
| Instrument | 89992 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 43 ORCHARD ST, SUMMIT, NJ 07901-3962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0149512464 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 14951/2464 |
| Instrument | 10870 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 43 ORCHARD ST, SUMMIT, NJ 07901-3962 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0144830500 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 14483/0500 |
| Instrument | 662011 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,100 (-) Land $63,500 Building $108,600 | $172,100 (-) Land $63,500 Building $108,600 | |
| 2025 | $7,695.00 (+2.64%) | $172,100 (-) Land $63,500 Building $108,600 | $172,100 (-) Land $63,500 Building $108,600 |
| 2024 | $7,497.00 (+1.71%) | ||
| 2023 | $172,100 Land $63,500 Building $108,600 | $172,100 Land $63,500 Building $108,600 | |
| 2022 | $7,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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