35 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 35 Montserrat Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2021
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual on Record
Last Sale	$365,000 (Jul 2026)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027442-2100`

Property Details

APN / Parcel Number

Primary APN	`027442-2100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 MONTSERRAT DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94/30-41 WINDWARD RANCH PHASE TWELVE LOT 210 OR5240/1120 & 5860/241(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE TWELVE
Legal Block	1
Legal Lot Number	210
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	35 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 21, 2023	Intrafamily Transfer, Transfer
Apr 19, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202662549
Deed Book / Page	6405 / 1916
Prior Transfer Date	Nov 21, 2023
Prior Transfer Doc	0058600241
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 22, 2026
Property Address	35 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0000062549
Book / Page	6405 / 1916
Instrument Date	Jul 21, 2026
Instrument	202662549
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188

Mortgage

Document Number	0000062550,
Date	Jul 22, 2026
Book Page	6405/1918
Instrument	202662550

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000062551,
Date	Jul 22, 2026
Book Page	6405/1935
Instrument	202662551

Lender

Name	STATE JOHNS COUNTY (FL)

Agreement

Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 21, 2023
Property Address	35 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0058600241
Book / Page	5860 / 241
Map Reference	MB 5240 PG 1120
Instrument Date	Nov 21, 2023
Instrument	2023091243
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 MONTSERRAT DR, ST AUGUSTINE, FL 32092-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 19, 2021
Property Address	35 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0052401120
Book / Page	5240 / 1120
Map Reference	MB 94 PG 30
Instrument Date	Mar 31, 2021
Instrument	2021042965
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,067.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MONTSERRAT DR, ST AUGUSTINE, FL 32092-1188

Mortgage

Document Number	0052401127
Date	Apr 19, 2021
Book Page	5240/1127
Instrument	2021042968

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,020 (+2.7%)	$307,455 (-5.54%) Land $100,000 Building $207,455
2025	$3,117.00 (+13.39%) Homeowner's exemption	$245,394 (+2.9%)	$325,501 (-2.65%) Land $100,000 Building $225,501
2024	$2,749.00 (+2.08%) Homeowner's exemption	$238,478 (+3%)	$334,353 (+12.6%) Land $100,000 Building $234,353
2023	$2,693.00 (+3.22%) Homeowner's exemption	$231,532 (+3%)	$296,945 (+5.1%) Land $90,720 Building $206,225
2022	$2,609.00 Homeowner's exemption	$224,788	$282,536 Land $84,000 Building $198,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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