Monterey County property record for 48 Miramonte Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1959 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,649,000 (Sep 2020) |
| Tax Bill | $19,304 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Nov 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-042-004-000 |
| Primary APN | 187-042-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 48 MIRAMONTE RD |
|---|---|
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 6 PAR MAPS PG 27 PARCEL D 1.039 AC |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11606 |
Source: Monterey County records · APN 187-042-004-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 20, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Nov 20, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Document Number | 2020049617 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 48 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000049617 |
| Map Reference | VOL 6 PG 27 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 2020049617 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000049618 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020049618 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 20, 2018 |
| Property Address | 48 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000053216 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 53216 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 427 MONTEREY CA 939420427, MONTEREY, CA 93942-0427 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 20, 2018 |
| Property Address | 48 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000053217 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 53217 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,760.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48 MIRAMONTE RD CARMEL VALLEY CA 939249433, CARMEL VALLEY, CA 93924-9433 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $19,304.00 (+4.71%) | $1,820,833 (+5.52%) Land $1,227,477 Building $593,356 |
| 2023 | $18,436.00 (+3.97%) | $1,725,619 Land $1,179,813 Building $545,806 |
| 2022 | $17,732.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | High above 75% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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