Monterey County property record for 46 Miramonte Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,799 sqft · built 1940 |
| Lot Size | 1.03 acres (44,866 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,300,000 (Apr 2018) |
| Tax Bill | $11,311 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-042-002-000 |
| Primary APN | 187-042-002-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| Gross Area | 1,464 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 44,866 sqft (1.03 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 46 MIRAMONTE RD |
|---|---|
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 6 PAR MAPS PG 27 PARCEL B 1.030 AC |
| Legal Subdivision | RANCHO LOS LAURELES |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11606 |
Source: Monterey County records · APN 187-042-002-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 46 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Apr 12, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on Record |
| Deed Sale | Apr 12, 2018 · Amount on Record |
| Prior Sale | Aug 18, 2016 |
| Deed Document Number | 2018015706 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 46 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000058661 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021058661 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 12, 2018 |
| Property Address | 46 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000015706 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 15706 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,430.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 46 AND 46B MIRAMONTE RD CARMEL VALLEY CA 93924, CARMEL VALLEY, CA 93924 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,311.00 (+3.5%) Homeowner's exemption | $1,063,471 (+4.04%) Land $512,020 Building $551,451 |
| 2023 | $10,929.00 (+3.39%) Homeowner's exemption | $1,022,178 Land $492,139 Building $530,039 |
| 2022 | $10,571.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | High above 75% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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