Monterey County property record for 42 Miramonte Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,871 sqft · built 1984 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,732,500 (Apr 2015) |
| Tax Bill | $22,635 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-041-039-000 |
| Primary APN | 187-041-039-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,871 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 109,336 sqft |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 187-041-039 |
|---|---|
| Street Address | 42 MIRAMONTE RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL NO 1 ASSRS MAP OF RO LOS LAURELES POR OF LOT 1D AS DESC IN R757 PG 734 2.513 AC RW & EXC RW |
| Legal Subdivision | MAP OF RO LOS LAURELES |
| Legal Block | 1 |
| Legal Lot Number | 1D |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11606 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit AVIDBANK |
| May 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2015 · Amount on Record |
| Deed Sale | Apr 3, 2015 · Amount on Record |
| Prior Sale | Dec 7, 2007 · Amount on Record |
| Deed Document Number | 201516944 |
| Prior Transfer Date | Dec 3, 2007 |
| Prior Transfer Doc | 0000091371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 42 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000022316 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202622316 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 42 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Document Number | 0000022316, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202622316 |
| Name | AVIDBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 42 MIRAMONTE RD, CARMEL VALLEY, CA 93924-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000021355 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019021355 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,231,003 (+3.94%) Land $897,957 Building $1,333,046 | |
| 2025 | $22,635.00 (+6.18%) Homeowner's exemption | $2,146,456 (+7.25%) Land $880,350 Building $1,266,106 |
| 2023 | $21,318.00 (+3.38%) Homeowner's exemption | $2,001,344 Land $846,166 Building $1,155,178 |
| 2022 | $20,621.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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