48 McClure St, Dayton, OH 45403 Property Records

Montgomery County property record for 48 McClure St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,890 sqft · built 1919
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2025)
Tax Bill	$3,021 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 01308 0046`

Property Details

APN / Parcel Number

Primary APN	`R72 01308 0046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	865 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	175 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 MCCLURE ST
City	DAYTON
State	OH
Zip	45403-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2510
Legal Subdivision	CITY/DAYTON
Legal Lot Number	46
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	4
Census Block	4018
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saint Anne's Hill Historic District listed 1986 · 315 contributing resources · NRIS 86001214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	48 MCCLURE ST, DAYTON, OH 45403-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit UNION SVGS
Apr 7, 2017	Warranty Deed, Transfer UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Apr 7, 2017 · Amount on Record
Deed Document Number	2025-00005295
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	48 MCCLURE ST, DAYTON, OH 45403-2430
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MCCLURE ST, DAYTON, OH 45403-2430

Mortgage

Document Number	0000016432
Date	Apr 2, 2024
Instrument	2024-00016432

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 15, 2034

Interest

Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	48 MCCLURE ST, DAYTON, OH 45403-2430
Document Number	0000041706
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 MCCLURE ST DAYTON OH 454032430, DAYTON, OH 45403-2430

Mortgage

Document Number	0000041706
Date	Jul 19, 2018
Instrument	41706

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2028

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 7, 2017
Property Address	48 MCCLURE ST, DAYTON, OH 45403-2430
Document Number	0000020359
Instrument Date	Mar 23, 2017
Instrument	20359
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 MCCLURE ST DAYTON OH 454032430, DAYTON, OH 45403-2430

Mortgage

Document Number	20376
Date	Apr 7, 2017
Instrument	20376

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,700 (-) Land $8,770 Building $43,930
2024	$3,021.00 (+2.51%)
2023	$2,947.00 (+16.71%)	$52,700 (+51.09%) Land $8,770 Building $43,930	$150,570 (+51.1%) Land $25,050 Building $125,520
2022	$2,525.00	$34,880 Land $5,810 Building $29,070
2020			$99,650 Land $16,590 Building $83,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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