48 Main St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 48 Main St, Sturbridge, MA 01566

Property Summary

Property Type	Office Building
Details	1 bd · 2 ba · 10,278 sqft · built 1968
Lot Size	0.73 acres (31,798 sqft)
Owner	Company Name on File
Last Sale	$900,000 (Dec 2021)
Tax Bill	$18,225 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-03912-048`

Property Details

APN / Parcel Number

Primary APN	`415-03912-048`
Alternative APNs	`STUR M:415 B:000 L:3912-048` `M:415 B:000 L:3912=048`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Units	21 Units
Stories	2 Stories
Building Area	10,278 sqft Total Area
Gross Area	11,316 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,798 sqft (0.73 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	415-03912-048
Street Address	48 MAIN ST
City	STURBRIDGE
State	MA
Zip	01566-1284
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	CD
Legal Lot Number	3912-48
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	758104

Owner

48 Main St, a commercial property, is owned by a company that bought it in December 2021.

Source: Worcester County and Sturbridge Town records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 619, FISKDALE, MA 01518-0619
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SILVER HILL FUNDING
Apr 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage NORTH BROOKFIELD SAVINGS BANK
Oct 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage NORTH BROOKFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Sep 30, 1991 · Amount on File
Deed Book / Page	66864 / 3
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	00066864-3
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Dec 30, 2021
Property Address	48 MAIN ST, STURBRIDGE, MA 01566-1284
Document Number	00066864-3
Book / Page	66864 / 3
Instrument Date	Dec 29, 2021
Instrument	183308
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 619, FISKDALE, MA 01518-0619

Mortgage

Document Number	0000183309
Date	Dec 30, 2021
Instrument	183309

Lender

Name	SILVER HILL FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	48 MAIN ST, STURBRIDGE, MA 01566-1284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60251-330
Date	Apr 9, 2019
Book Page	60251/330
Instrument	30921

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	48 MAIN ST, STURBRIDGE, MA 01566-1284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63487-360
Date	Oct 14, 2020
Book Page	63487/360
Instrument	121646

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 Main St was $18,225, up 3.3% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$18,225.00 (+3.31%)	$1,168,300 (+5.5%) Land $150,500 Building $1,017,800
2025	$17,641.00 (+4.73%)	$1,107,400 (+8.41%) Land $144,900 Building $962,500
2024	$16,845.00 (+6.12%)	$1,021,500 (+16.29%) Land $141,900 Building $879,600
2023	$15,873.00	$878,400 Land $123,300 Building $755,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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