40 Main St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 40 Main St, Sturbridge, MA 01566

Property Summary

Property Type	Service Station (Full Service)
Details	1 bd · 2 ba · 3,772 sqft · built 1929
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Sep 2017)
Tax Bill	$11,565 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-03913-040`

Property Details

APN / Parcel Number

Primary APN	`415-03913-040`
Alternative APNs	`STUR M:415 B:000 L:3913-040` `M:415 B:000 L:3913=040`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	3,772 sqft Total Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	415-03913-040
Street Address	40 MAIN ST
City	STURBRIDGE
State	MA
Zip	01566-1246
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Legal Lot Number	3913-40
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2001
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	333 E MAIN ST, SOUTHBRIDGE, MA 01550-2854
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage SAVERS COOPERATIVE BANK
Sep 29, 2017	Quit Claim Deed, Transfer RICHARD E BROGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Deed Book / Page	57818 / 19
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	40 MAIN ST, STURBRIDGE, MA 01566-1246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064670-343
Date	Mar 12, 2021
Book Page	64670/343
Instrument	34739

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 29, 2017
Property Address	40 MAIN ST, STURBRIDGE, MA 01566-1246
Document Number	57818-19
Book / Page	057818 / 000019
Instrument Date	Sep 28, 2017
Instrument	8464
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,192.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 E MAIN ST SOUTHBRIDGE MA 015502854, SOUTHBRIDGE, MA 01550-2854

Mortgage

Document Number	57818-22
Date	Sep 29, 2017
Book Page	057818/000022
Instrument	8465

Lender

Name	RICHARD E BROGAN
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,565.00 (+1.6%)	$726,000 (+5.17%) Land $140,100 Building $585,900
2024	$11,383.00 (+0.9%)	$690,300 (+10.57%) Land $137,100 Building $553,200
2023	$11,281.00	$624,300 Land $118,600 Building $505,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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